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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Union Bank of Taiwan's retained earnings for the quarter that ended in Dec. 2025 was NT$7,617 Mil.
Union Bank of Taiwan's quarterly retained earnings
increased
from Jun. 2025 (NT$3,008 Mil) to Sep. 2025 (NT$4,847 Mil) and
increased
from Sep. 2025 (NT$4,847 Mil) to Dec. 2025 (NT$7,617 Mil).
Union Bank of Taiwan's annual retained earnings
increased
from Dec. 2023 (NT$5,623 Mil) to Dec. 2024 (NT$7,109 Mil) and
increased
from Dec. 2024 (NT$7,109 Mil) to Dec. 2025 (NT$7,617 Mil).
Union Bank of Taiwan (TPE:2838) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Union Bank of Taiwan Retained Earnings Historical Data
* Premium members only.
The historical data trend for Union Bank of Taiwan's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of Taiwan Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of NT$7,617 Mil mean?
Union Bank of Taiwan (TPE:2838) has a Retained Earnings of NT$7,617 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Union Bank of Taiwan and its competitors.
Is Union Bank of Taiwan's Retained Earnings too high?
Union Bank of Taiwan's current Retained Earnings is NT$7,617 Mil. Overall, Union Bank of Taiwan has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Taiwan's Retained Earnings compare to competitors?
Union Bank of Taiwan's Retained Earnings of NT$7,617 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Union Bank of Taiwan and its competitors. Union Bank of Taiwan's current Retained Earnings is NT$7,617 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Taiwan stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of Taiwan (TPE:2838) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$15.43, compared to a current price of NT$20.45 — trading 32.5% above its estimated fair value. The current Retained Earnings is NT$7,617 Mil. Union Bank of Taiwan's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Union Bank of Taiwan (TPE:2838), the current Retained Earnings is NT$7,617 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued.
The current stock price of NT$20.45 is trading 32.5% above its estimated GF Value™ of NT$15.43.
GuruFocus considers Union Bank of Taiwan to be Significantly Overvalued.
Key valuation signals for TPE:2838:
Retained Earnings: NT$7,617 Mil
GF Value™: NT$15.43 vs. price of NT$20.45 (32.5% above fair value)
No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.
76GF Score
Get the complete analysis for TPE:2838
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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