Union Bank of TaiwanTPE:2838 -1.54%80 Median PS Value is NT$11.33 as of Jun. 29, 2026, which is 100% below its 10-year median of 1.30. GuruFocus rates TPE:2838 with a GF Score™ of 80/100 and a GF Value™ of NT$16.25 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,043 Banks companies, Union Bank of Taiwan ranks worse than 91.28% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Union Bank of Taiwan's Median PS Value or its related term are showing as below:
TPE:2838'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.98 Med: 1.3 Max: 1.98
Current: 1.98
During the past 13 years, the highest Price to Median PS Value of Union Bank of Taiwan was 1.98. The lowest was 0.98. And the median was 1.30.
TPE:2838's Price-to-Median-PS-Value is ranked worse than 91.28% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs TPE:2838: 1.98
Union Bank of Taiwan (TPE:2838) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Union Bank of Taiwan's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
22.45
/
11.33
=
1.98
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of Taiwan Median PS Value Related Terms
Union Bank of Taiwan Median PS Value Historical Data
* Premium members only.
The historical data trend for Union Bank of Taiwan's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of Taiwan Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Union Bank of Taiwan's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Bank of Taiwan Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Union Bank of Taiwan's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Union Bank of Taiwan's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.4355.
Union Bank of Taiwan's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$4.652.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of Taiwan (TPE:2838) has a Median PS Value of NT$11.33 as of Jun. 29, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Union Bank of Taiwan and its competitors. This is 772% above median its historical median of 1.30. Over the past decade, Union Bank of Taiwan's Median PS Value has ranged from 0.98 to 1.98. According to the industry distribution chart, Union Bank of Taiwan ranks #952 out of 1043 companies in the Banks industry, placing it in the top 91.3%.
Is Union Bank of Taiwan's Median PS Value too high?
Union Bank of Taiwan's current Median PS Value of NT$11.33 is 772% above median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 1.98. Based on the distribution chart, Union Bank of Taiwan ranks #952 out of 1043 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Union Bank of Taiwan has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Taiwan's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Union Bank of Taiwan ranks #952 out of 1043 companies for Median PS Value. This places Union Bank of Taiwan in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Union Bank of Taiwan's own Median PS Value has ranged from 0.98 to 1.98 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Union Bank of Taiwan and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bank of Taiwan's current Median PS Value is NT$11.33, which is 772% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Taiwan stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of Taiwan (TPE:2838) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$16.25, compared to a current price of NT$22.45 — trading 38.2% above its estimated fair value. The current Median PS Value is NT$11.33, which is 772% above median its 10-year median of 1.30. Union Bank of Taiwan's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Union Bank of Taiwan (TPE:2838), the current Median PS Value is NT$11.33 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued.
The current stock price of NT$22.45 is trading 38.2% above its estimated GF Value™ of NT$16.25.
GuruFocus considers Union Bank of Taiwan to be Significantly Overvalued.
Key valuation signals for TPE:2838:
Median PS Value: NT$11.33 (772% above median its 10-year median of 1.30)
GF Value™: NT$16.25 vs. price of NT$22.45 (38.2% above fair value)
No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.
80GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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