Union Bank of Taiwan (TPE:2838) LT-Debt-to-Total-Asset: 0.01 (As of Dec. 2025)

What is Union Bank of Taiwan LT-Debt-to-Total-Asset?

Union Bank of Taiwan TPE:2838 80 LT-Debt-to-Total-Asset is 0.01 as of Dec. 2025. GuruFocus rates TPE:2838 with a GF Score™ of 80/100 and a GF Value™ of NT$16.29 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Union Bank of Taiwan's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.01.

Union Bank of Taiwan's long-term debt to total assets ratio increased from Dec. 2024 (0.01) to Dec. 2025 (0.01). It may suggest that Union Bank of Taiwan is progressively becoming more dependent on debt to grow their business.

Union Bank of Taiwan (TPE:2838) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Union Bank of Taiwan LT-Debt-to-Total-Asset Related Terms

Union Bank of Taiwan LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Union Bank of Taiwan's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bank of Taiwan LT-Debt-to-Total-Asset Chart

Union Bank of Taiwan Annual Data

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LT-Debt-to-Total-Asset

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0.01

Union Bank of Taiwan Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.01	0.01	0.01	0.01	0.01

80GF Score

Union Bank of Taiwan TPE:2838

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Union Bank of Taiwan LT-Debt-to-Total-Asset Calculation

Union Bank of Taiwan's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	9017.527	/	1057688.027
	=	0.01

Union Bank of Taiwan's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	9017.527	/	1057688.027
	=	0.01

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.01 mean?

Union Bank of Taiwan (TPE:2838) has a LT-Debt-to-Total-Asset of 0.01 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Union Bank of Taiwan and its competitors.

Is Union Bank of Taiwan's LT-Debt-to-Total-Asset too high?

Union Bank of Taiwan's current LT-Debt-to-Total-Asset is 0.01. Overall, Union Bank of Taiwan has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Union Bank of Taiwan's LT-Debt-to-Total-Asset compare to competitors?

Union Bank of Taiwan's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Union Bank of Taiwan and its competitors. Union Bank of Taiwan's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Union Bank of Taiwan stock overvalued right now?

Based on GuruFocus' analysis, Union Bank of Taiwan (TPE:2838) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$16.29, compared to a current price of NT$23.80 — trading 46.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. Union Bank of Taiwan's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Union Bank of Taiwan (TPE:2838), the current LT-Debt-to-Total-Asset is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued. The current stock price of NT$23.80 is trading 46.1% above its estimated GF Value™ of NT$16.29. GuruFocus considers Union Bank of Taiwan to be Significantly Overvalued.

Key valuation signals for TPE:2838:

LT-Debt-to-Total-Asset: 0.01
GF Value™: NT$16.29 vs. price of NT$23.80 (46.1% above fair value)
GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bank of Taiwan Business Description

Industry Financial Services Banks

Comparable Companies TPE:2812 TPE:2845 TPE:2897 TPE:2849 TPE:2836 TPE:2834 TPE:1718 ROCO:5863 TPE:5876 TPE:2801 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges 2838A.PFD:Taiwan

Address Minsheng East Road, 1st Floor, 2nd Floor, No. 109, Section 3, Songshan District, Taipei, TWN, 105

Website https://www.ubot.com.tw

Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.

80GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$23.80

Price

NT$16.29

GF Value

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