Union Bank of TaiwanTPE:2838 +3.81%80 PEG Ratio is 2.79 as of Jul. 08, 2026, which is 168% above its 10-year median of 1.04. GuruFocus rates TPE:2838 with a GF Score™ of 80/100 and a GF Value™ of NT$16.29 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,230 Banks companies, Union Bank of Taiwan ranks worse than 70.41% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Union Bank of Taiwan's PEG Ratio or its related term are showing as below:
TPE:2838'
s PEG Ratio Range Over the Past 10 Years
Min: 0.67 Med: 1.04 Max: 3.15
Current: 2.79
During the past 13 years, Union Bank of Taiwan's highest PEG Ratio was 3.15. The lowest was 0.67. And the median was 1.04.
TPE:2838's PEG Ratio is ranked worse than 70.41% of 1230
companies
in the Banks industry
Industry Median: 1.54
vs TPE:2838: 2.79
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Union Bank of Taiwan (TPE:2838) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Union Bank of Taiwan PEG Ratio Related Terms
Union Bank of Taiwan PEG Ratio Historical Data
* Premium members only.
The historical data trend for Union Bank of Taiwan's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of Taiwan PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Union Bank of Taiwan's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Bank of Taiwan PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Union Bank of Taiwan's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Union Bank of Taiwan's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Union Bank of Taiwan (TPE:2838) has a PEG Ratio of 2.79 as of Jul. 08, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Union Bank of Taiwan and its competitors. This is 168% above median its historical median of 1.04. Over the past decade, Union Bank of Taiwan's PEG Ratio has ranged from 0.67 to 3.15. According to the industry distribution chart, Union Bank of Taiwan ranks #866 out of 1230 companies in the Banks industry, placing it in the top 70.4%.
Is Union Bank of Taiwan's PEG Ratio too high?
Union Bank of Taiwan's current PEG Ratio of 2.79 is 168% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 3.15. The Banks industry median PEG Ratio is 1.54. Union Bank of Taiwan's value of 2.79 is 81.2% above this industry median. Based on the distribution chart, Union Bank of Taiwan ranks #866 out of 1230 companies in the Banks industry, which is below the industry midpoint. Overall, Union Bank of Taiwan has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Taiwan's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Union Bank of Taiwan ranks #866 out of 1230 companies for PEG Ratio. This places Union Bank of Taiwan in the lower half of its industry. The industry median PEG Ratio is 1.54. Union Bank of Taiwan's value of 2.79 is 81.2% above this benchmark. Historically, Union Bank of Taiwan's own PEG Ratio has ranged from 0.67 to 3.15 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 1.54, Union Bank of Taiwan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Bank of Taiwan's current PEG Ratio of 2.79 is 81.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Union Bank of Taiwan and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bank of Taiwan's current PEG Ratio is 2.79, which is 168% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Taiwan stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of Taiwan (TPE:2838) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$16.29, compared to a current price of NT$24.50 — trading 50.4% above its estimated fair value. The current PEG Ratio is 2.79, which is 168% above median its 10-year median of 1.04 and 81.2% above the Banks industry median of 1.54. Union Bank of Taiwan's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Union Bank of Taiwan (TPE:2838), the current PEG Ratio is 2.79 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued.
The current stock price of NT$24.50 is trading 50.4% above its estimated GF Value™ of NT$16.29.
GuruFocus considers Union Bank of Taiwan to be Significantly Overvalued.
Key valuation signals for TPE:2838:
PEG Ratio: 2.79 (168% above median its 10-year median of 1.04)
GF Value™: NT$16.29 vs. price of NT$24.50 (50.4% above fair value)
Industry Position: 81.2% above the Banks median (#866 of 1230)
No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.
80GF Score
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