Union Bank of Taiwan (TPE:2838) ROE % Adjusted to Book Value: 7.66% (As of Dec. 2025)


TPE:2838 Union Bank of Taiwan TPE:2838
80 GF Score
Price NT$22.90
GF Value NT$16.27
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Union Bank of Taiwan ROE % Adjusted to Book Value?

Union Bank of Taiwan TPE:2838 +0.44% 80 ROE % Adjusted to Book Value is 7.66% as of Dec. 2025. GuruFocus rates TPE:2838 with a GF Score™ of 80/100 and a GF Value™ of NT$16.27 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Union Bank of Taiwan's ROE % for the quarter that ended in Dec. 2025 was 7.74%. Union Bank of Taiwan's PB Ratio for the quarter that ended in Dec. 2025 was 1.01. Union Bank of Taiwan's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.66%.


Union Bank of Taiwan ROE % Adjusted to Book Value Related Terms


Union Bank of Taiwan ROE % Adjusted to Book Value Historical Data

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The historical data trend for Union Bank of Taiwan's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bank of Taiwan ROE % Adjusted to Book Value Chart

Union Bank of Taiwan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.03 5.78 8.13 8.73 7.44

Union Bank of Taiwan Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.85 7.02 7.77 9.27 7.66

Union Bank of Taiwan ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Union Bank of Taiwan's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bank of Taiwan ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Union Bank of Taiwan's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Union Bank of Taiwan's ROE % Adjusted to Book Value falls into.


TPE:2838
80GF Score
Union Bank of Taiwan TPE:2838
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bank of Taiwan ROE % Adjusted to Book Value Calculation

Union Bank of Taiwan's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.51% / 1.01
=7.44%

Union Bank of Taiwan's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.74% / 1.01
=7.66%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.66% mean?
Union Bank of Taiwan (TPE:2838) has a ROE % Adjusted to Book Value of 7.66% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Union Bank of Taiwan and its competitors.
Is Union Bank of Taiwan's ROE % Adjusted to Book Value too high?
Union Bank of Taiwan's current ROE % Adjusted to Book Value is 7.66%. Overall, Union Bank of Taiwan has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of Taiwan's ROE % Adjusted to Book Value compare to competitors?
Union Bank of Taiwan's ROE % Adjusted to Book Value of 7.66% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Union Bank of Taiwan and its competitors. Union Bank of Taiwan's current ROE % Adjusted to Book Value is 7.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of Taiwan stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of Taiwan (TPE:2838) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$16.27, compared to a current price of NT$22.90 — trading 40.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.66%. Union Bank of Taiwan's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Union Bank of Taiwan (TPE:2838), the current ROE % Adjusted to Book Value is 7.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank of Taiwan (TPE:2838) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank of Taiwan stock appears to be overvalued. The current stock price of NT$22.90 is trading 40.7% above its estimated GF Value™ of NT$16.27. GuruFocus considers Union Bank of Taiwan to be Significantly Overvalued.

Key valuation signals for TPE:2838:

  • ROE % Adjusted to Book Value: 7.66%
  • GF Value™: NT$16.27 vs. price of NT$22.90 (40.7% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the TPE:2838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bank of Taiwan Business Description

Other Exchanges 2838A.PFD:Taiwan
Address Minsheng East Road, 1st Floor, 2nd Floor, No. 109, Section 3, Songshan District, Taipei, TWN, 105
Union Bank of Taiwan mainly engaged in activities allowed under the Banking Law, which cover deposits, loans, discounts, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, investments, foreign exchange transactions, savings, trust, etc. The company's reportable segments are Corporate banking unit consist Corporate banking, foreign exchange business, debt management and public treasury business; Consumer banking unit consider financial management and loan business, credit card business and car-loan business; Wealth management and trust unit; Investing unit; and Leasing unit. The majority of revenue comes from Consumer banking. The Company's operations are mainly in Taiwan.
80GF Score

Get the complete analysis for TPE:2838

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$22.90
Price
NT$16.27
GF Value