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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco de Credito e Inversiones's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de Credito e Inversiones OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco de Credito e Inversiones's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Banco de Credito e Inversiones's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Credito e Inversiones (XSGO:BCI) has a OCF Margin % of 96.61% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco de Credito e Inversiones and its competitors. This is 425% above median its historical median of 18.39. According to the industry distribution chart, Banco de Credito e Inversiones ranks #131 out of 1524 companies in the Banks industry, placing it in the top 8.6%.
Is Banco de Credito e Inversiones' OCF Margin % too high?
Banco de Credito e Inversiones' current OCF Margin % of 96.61% is 425% above median its 10-year median of 18.39. The Banks industry median OCF Margin % is 31.91. Banco de Credito e Inversiones' value of 96.61% is 202.8% above this industry median. Based on the distribution chart, Banco de Credito e Inversiones ranks #131 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco de Credito e Inversiones has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito e Inversiones' OCF Margin % compare to USB and PNC?
According to the Banks industry distribution chart, Banco de Credito e Inversiones ranks #131 out of 1524 companies for OCF Margin %. This places Banco de Credito e Inversiones in the top 9% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 31.91. Banco de Credito e Inversiones' value of 96.61% is 202.8% above this benchmark. While the company's 10-year median is 18.39 vs. the industry median of 31.91, Banco de Credito e Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 31.91, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Credito e Inversiones's current OCF Margin % of 96.61% is 202.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco de Credito e Inversiones and its competitors. For the Banks industry, the median OCF Margin % is 31.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Credito e Inversiones's current OCF Margin % is 96.61%, which is 425% above median its own 10-year median of 18.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito e Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito e Inversiones (XSGO:BCI) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP38,256.50, compared to a current price of CLP66,748.00 — trading 74.5% above its estimated fair value. The current OCF Margin % is 96.61%, which is 425% above median its 10-year median of 18.39 and 202.8% above the Banks industry median of 31.91. Banco de Credito e Inversiones' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banco de Credito e Inversiones (XSGO:BCI), the current OCF Margin % is 96.61% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de Credito e Inversiones (XSGO:BCI) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de Credito e Inversiones stock appears to be overvalued.
The current stock price of CLP66,748.00 is trading 74.5% above its estimated GF Value™ of CLP38,256.50.
GuruFocus considers Banco de Credito e Inversiones to be Significantly Overvalued.
Key valuation signals for XSGO:BCI:
OCF Margin %: 96.61% (425% above median its 10-year median of 18.39)
GF Value™: CLP38,256.50 vs. price of CLP66,748.00 (74.5% above fair value)
Industry Position: 202.8% above the Banks median (#131 of 1524)
No single metric tells the full story. See the XSGO:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy.
65GF Score
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