CNBZ (CNB MI) Total Deposits: $433.99 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CNBZ CNB Corp MI CNBZ
57 GF Score
Price $29.10
GF Value $22.83
Valuation Modestly Overvalued
! 5 Warning Signs
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What is CNB MI Total Deposits?

CNB MI CNBZ 57 Total Deposits is $433.99 Mil as of Mar. 2026. GuruFocus rates CNBZ with a GF Score™ of 57/100 and a GF Value™ of $22.83 (Modestly Overvalued). The stock has 5 warning signs investors should review.

CNB MI's annual total deposits increased from Dec. 2023 ($414.53 Mil) to Dec. 2024 ($424.91 Mil) but then declined from Dec. 2024 ($424.91 Mil) to Dec. 2025 ($420.60 Mil).

CNB MI Total Deposits Historical Data

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The historical data trend for CNB MI's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNB MI Total Deposits Chart

CNB MI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 457.22 475.50 414.53 424.91 420.60

CNB MI Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 447.16 440.43 467.24 420.60 433.99
CNBZ
57GF Score
CNB Corp MI CNBZ
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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CNB MI Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $433.99 Mil mean?
CNB MI (CNBZ) has a Total Deposits of $433.99 Mil as of Mar. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for CNB MI and its competitors.
Is CNB MI's Total Deposits too high?
CNB MI's current Total Deposits is $433.99 Mil. Overall, CNB MI has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CNB MI's Total Deposits compare to RBNK and FBPA?
CNB MI's Total Deposits of $433.99 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for CNB MI and its competitors. CNB MI's current Total Deposits is $433.99 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB MI stock overvalued right now?
Based on GuruFocus' analysis, CNB MI (CNBZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.83, compared to a current price of $29.10 — trading 27.5% above its estimated fair value. The current Total Deposits is $433.99 Mil. CNB MI's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For CNB MI (CNBZ), the current Total Deposits is $433.99 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB MI (CNBZ) Overvalued in 2026?

Based on GuruFocus' analysis, CNB MI stock appears to be overvalued. The current stock price of $29.10 is trading 27.5% above its estimated GF Value™ of $22.83. GuruFocus considers CNB MI to be Modestly Overvalued.

Key valuation signals for CNBZ:

  • Total Deposits: $433.99 Mil
  • GF Value™: $22.83 vs. price of $29.10 (27.5% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the CNBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNB MI Business Description

Address 303 North Main Street, Cheboygan, MI, USA, 49721
CNB Corp MI is a one-bank holding company. Through its banking subsidiary, it provides a full range of banking services to individuals, agricultural businesses, commercial businesses, and light industries located in its service area. The Group offers a variety of deposit accounts, including checking, savings, money market, individual retirement accounts, and certificates of deposit, and maintains a diversified loan portfolio, including loans to individuals for home mortgages, personal expenditures, and loans to business enterprises for current operations and expansion. Additionally, it offers ATM services, business credit and debit cards, cash management, and wealth management solutions. The Group serves the Michigan communities and the area immediately surrounding these communities.
57GF Score

Get the complete analysis for CNBZ

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.10
Price
$22.83
GF Value