CNBZ (CNB MI) Tariff Resilience Score: 8/10 (As of Jul. 05, 2026)


CNBZ CNB Corp MI CNBZ
55 GF Score
Price $24.01
GF Value $22.67
Valuation Fairly Valued
! 3 Warning Signs
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What is CNB MI Tariff Resilience Score?

CNB MI CNBZ -3.96% 55 Tariff Resilience Score is 8 as of Jul. 05, 2026. GuruFocus rates CNBZ with a GF Score™ of 55/100 and a GF Value™ of $22.67 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,608 Banks companies, CNB MI ranks better than 78.86% on this metric.

CNB MI has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

CNB MI has Similar to other regional banks, CNB Corp MI has limited exposure to international trade tariffs, with operations focused on domestic markets.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes CNB MI might have Highly Resilient.

CNB MI  (OTCPK:CNBZ) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

CNB MI Tariff Resilience Score Related Terms

CNBZ vs ELMA, VWFB, PFSB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, CNB MI's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CNB MI Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, CNB MI's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where CNB MI's Tariff Resilience Score falls into.


CNBZ
55GF Score
CNB Corp MI CNBZ
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
CNB MI (CNBZ) has a Tariff Resilience Score of 8 as of Jul. 05, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, CNB MI ranks #340 out of 1608 companies in the Banks industry, placing it in the top 21.1%.
Is CNB MI's Tariff Resilience Score too high?
CNB MI's current Tariff Resilience Score is 8. Based on the distribution chart, CNB MI ranks #340 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CNB MI has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNB MI's Tariff Resilience Score compare to ELMA and VWFB?
According to the Banks industry distribution chart, CNB MI ranks #340 out of 1608 companies for Tariff Resilience Score. This places CNB MI in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. CNB MI's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB MI stock overvalued right now?
Based on GuruFocus' analysis, CNB MI (CNBZ) is currently considered Fairly Valued. The stock's GF Value™ is $22.67, compared to a current price of $24.01 — trading 5.9% above its estimated fair value. The current Tariff Resilience Score is 8. CNB MI's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For CNB MI (CNBZ), the current Tariff Resilience Score is 8 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB MI (CNBZ) Overvalued in 2026?

Based on GuruFocus' analysis, CNB MI stock appears to be overvalued. The current stock price of $24.01 is trading 5.9% above its estimated GF Value™ of $22.67. GuruFocus considers CNB MI to be Fairly Valued.

Key valuation signals for CNBZ:

  • Tariff Resilience Score: 8
  • GF Value™: $22.67 vs. price of $24.01 (5.9% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the CNBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNB MI Business Description

Address 303 North Main Street, Cheboygan, MI, USA, 49721
CNB Corp MI is a one-bank holding company. Through its banking subsidiary, it provides a full range of banking services to individuals, agricultural businesses, commercial businesses, and light industries located in its service area. The Group offers a variety of deposit accounts, including checking, savings, money market, individual retirement accounts, and certificates of deposit, and maintains a diversified loan portfolio, including loans to individuals for home mortgages, personal expenditures, and loans to business enterprises for current operations and expansion. Additionally, it offers ATM services, business credit and debit cards, cash management, and wealth management solutions. The Group serves the Michigan communities and the area immediately surrounding these communities.
55GF Score

Get the complete analysis for CNBZ

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.01
Price
$22.67
GF Value