CNB MICNBZ -3.96%55 Median PS Value is $27.41 as of Jun. 26, 2026, which is 3015% above its 10-year median of 0.88. GuruFocus rates CNBZ with a GF Score™ of 55/100 and a GF Value™ of $22.64 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,042 Banks companies, CNB MI ranks better than 73.22% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. CNB MI's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $16.208. CNB MI's 10-Year median PS Ratio is 1.6911. Therefore, the Median PS Value for today is $27.41.
As of today (2026-06-26), CNB MI's share price is $24.01. CNB MI's Median PS Value is $27.41. Therefore, CNB MI's Price to Median PS Value for today is 0.88.
The historical rank and industry rank for CNB MI's Median PS Value or its related term are showing as below:
CNBZ'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.62 Med: 0.88 Max: 1.86
Current: 0.88
During the past 13 years, the highest Price to Median PS Value of CNB MI was 1.86. The lowest was 0.62. And the median was 0.88.
CNBZ's Price-to-Median-PS-Value is ranked better than 73.22% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs CNBZ: 0.88
CNB MI (OTCPK:CNBZ) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
CNB MI's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
24.01
/
27.41
=
0.88
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB MI Median PS Value Related Terms
CNB MI Median PS Value Historical Data
* Premium members only.
The historical data trend for CNB MI's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNBZ vs AMFC, IBWC, CDAB: Median PS Value Comparison
For the Banks - Regional subindustry, CNB MI's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB MI Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, CNB MI's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where CNB MI's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.6911.
CNB MI's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $16.208.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB MI (CNBZ) has a Median PS Value of $27.41 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on CNB MI and its competitors. This is 3015% above median its historical median of 0.88. Over the past decade, CNB MI's Median PS Value has ranged from 0.62 to 1.86. According to the industry distribution chart, CNB MI ranks #279 out of 1042 companies in the Banks industry, placing it in the top 26.8%.
Is CNB MI's Median PS Value too high?
CNB MI's current Median PS Value of $27.41 is 3015% above median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 1.86. The Banks industry median Median PS Value is 1.11. CNB MI's value of $27.41 is 2369.4% above this industry median. Based on the distribution chart, CNB MI ranks #279 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, CNB MI has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNB MI's Median PS Value compare to AMFC and IBWC?
According to the Banks industry distribution chart, CNB MI ranks #279 out of 1042 companies for Median PS Value. This puts CNB MI in the upper half of its industry. The industry median Median PS Value is 1.11. CNB MI's value of $27.41 is 2369.4% above this benchmark. Historically, CNB MI's own Median PS Value has ranged from 0.62 to 1.86 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 1.11, CNB MI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNB MI's current Median PS Value of $27.41 is 2369.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on CNB MI and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB MI's current Median PS Value is $27.41, which is 3015% above median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB MI stock overvalued right now?
Based on GuruFocus' analysis, CNB MI (CNBZ) is currently considered Fairly Valued. The stock's GF Value™ is $22.64, compared to a current price of $24.01 — trading 6.1% above its estimated fair value. The current Median PS Value is $27.41, which is 3015% above median its 10-year median of 0.88 and 2369.4% above the Banks industry median of 1.11. CNB MI's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For CNB MI (CNBZ), the current Median PS Value is $27.41 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB MI (CNBZ) Overvalued in 2026?
Based on GuruFocus' analysis, CNB MI stock appears to be overvalued.
The current stock price of $24.01 is trading 6.1% above its estimated GF Value™ of $22.64.
GuruFocus considers CNB MI to be Fairly Valued.
Key valuation signals for CNBZ:
Median PS Value: $27.41 (3015% above median its 10-year median of 0.88)
GF Value™: $22.64 vs. price of $24.01 (6.1% above fair value)
Industry Position: 2369.4% above the Banks median (#279 of 1042)
No single metric tells the full story. See the CNBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Corp MI is a one-bank holding company. Through its banking subsidiary, it provides a full range of banking services to individuals, agricultural businesses, commercial businesses, and light industries located in its service area. The Group offers a variety of deposit accounts, including checking, savings, money market, individual retirement accounts, and certificates of deposit, and maintains a diversified loan portfolio, including loans to individuals for home mortgages, personal expenditures, and loans to business enterprises for current operations and expansion. Additionally, it offers ATM services, business credit and debit cards, cash management, and wealth management solutions. The Group serves the Michigan communities and the area immediately surrounding these communities.
55GF Score
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