CNB MICNBZ 55 OCF Yield % is 10.86 as of Jun. 25, 2026. GuruFocus rates CNBZ with a GF Score™ of 55/100 and a GF Value™ of $22.63 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,501 Banks companies, CNB MI ranks better than 57.03% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
CNB MI OCF Yield % Related Terms
CNB MI OCF Yield % Historical Data
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The historical data trend for CNB MI's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CNB MI's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB MI OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, CNB MI's OCF Yield % distribution charts can be found below:
* The bar in red indicates where CNB MI's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB MI (CNBZ) has a OCF Yield % of 10.86 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on CNB MI and its competitors. Over the past decade, CNB MI's OCF Yield % has ranged from 10.86 to 10.86. According to the industry distribution chart, CNB MI ranks #645 out of 1501 companies in the Banks industry, placing it in the top 43%.
Is CNB MI's OCF Yield % too high?
CNB MI's current OCF Yield % is 10.86. Over the past 10 years, this metric has ranged from a low of 10.86 to a high of 10.86. The Banks industry median OCF Yield % is 9.25. CNB MI's value of 10.86 is 17.4% above this industry median. Based on the distribution chart, CNB MI ranks #645 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, CNB MI has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNB MI's OCF Yield % compare to AMFC and IBWC?
According to the Banks industry distribution chart, CNB MI ranks #645 out of 1501 companies for OCF Yield %. This puts CNB MI in the upper half of its industry. The industry median OCF Yield % is 9.25. CNB MI's value of 10.86 is 17.4% above this benchmark. Historically, CNB MI's own OCF Yield % has ranged from 10.86 to 10.86 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNB MI's current OCF Yield % of 10.86 is 17.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on CNB MI and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB MI's current OCF Yield % is 10.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB MI stock overvalued right now?
Based on GuruFocus' analysis, CNB MI (CNBZ) is currently considered Fairly Valued. The stock's GF Value™ is $22.63, compared to a current price of $25.00 — trading 10.5% above its estimated fair value. The current OCF Yield % is 10.86 and 17.4% above the Banks industry median of 9.25. CNB MI's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For CNB MI (CNBZ), the current OCF Yield % is 10.86 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB MI (CNBZ) Overvalued in 2026?
Based on GuruFocus' analysis, CNB MI stock appears to be overvalued.
The current stock price of $25.00 is trading 10.5% above its estimated GF Value™ of $22.63.
GuruFocus considers CNB MI to be Fairly Valued.
Key valuation signals for CNBZ:
OCF Yield %: 10.86
GF Value™: $22.63 vs. price of $25.00 (10.5% above fair value)
Industry Position: 17.4% above the Banks median (#645 of 1501)
No single metric tells the full story. See the CNBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Corp MI is a one-bank holding company. Through its banking subsidiary, it provides a full range of banking services to individuals, agricultural businesses, commercial businesses, and light industries located in its service area. The Group offers a variety of deposit accounts, including checking, savings, money market, individual retirement accounts, and certificates of deposit, and maintains a diversified loan portfolio, including loans to individuals for home mortgages, personal expenditures, and loans to business enterprises for current operations and expansion. Additionally, it offers ATM services, business credit and debit cards, cash management, and wealth management solutions. The Group serves the Michigan communities and the area immediately surrounding these communities.
55GF Score
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