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CNB MICNBZ 57 Earnings per Share (Diluted) is $3.26 as of Jun. 2026. GuruFocus rates CNBZ with a GF Score™ of 57/100 and a GF Value™ of $23.62 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,405 Banks companies, CNB MI ranks worse than 69.11% on this metric.
CNB MI's EPS (Basic) for the
three
months ended in Jun. 2026 was $0.65.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $3.26.
CNB MI's EPS without NRI for the
three
months ended in Jun. 2026 was $0.65.
Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $3.26.
During the past 12 months, CNB MI's average EPS without NRIGrowth Rate was 17.00% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 1.20% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 2.90% per year.
During the past 13 years, CNB MI's highest 3-Year average EPS without NRI Growth Rate was 89.00% per year. The lowest was -52.30% per year. And the median was 1.95% per year.
CNB MI (OTCPK:CNBZ) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
CNB MI Earnings per Share (Diluted) Related Terms
CNB MI Earnings per Share (Diluted) Historical Data
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The historical data trend for CNB MI's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNBZ vs FPBC, FBPA, RBNK: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, CNB MI's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB MI PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, CNB MI's PE Ratio distribution charts can be found below:
* The bar in red indicates where CNB MI's PE Ratio falls into.
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
CNB MI's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.26
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $3.26 mean?
CNB MI (CNBZ) has a Earnings per Share (Diluted) of $3.26 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on CNB MI and its competitors. According to the industry distribution chart, CNB MI ranks #971 out of 1405 companies in the Banks industry, placing it in the top 69.1%.
Is CNB MI's Earnings per Share (Diluted) too high?
CNB MI's current Earnings per Share (Diluted) is $3.26. The Banks industry median Earnings per Share (Diluted) is 7.50. CNB MI's value of $3.26 is 56.5% below this industry median. Based on the distribution chart, CNB MI ranks #971 out of 1405 companies in the Banks industry, which is below the industry midpoint. Overall, CNB MI has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CNB MI's Earnings per Share (Diluted) compare to FPBC and FBPA?
According to the Banks industry distribution chart, CNB MI ranks #971 out of 1405 companies for Earnings per Share (Diluted). This places CNB MI in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. CNB MI's value of $3.26 is 56.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNB MI's current Earnings per Share (Diluted) of $3.26 is 56.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on CNB MI and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB MI's current Earnings per Share (Diluted) is $3.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB MI stock overvalued right now?
Based on GuruFocus' analysis, CNB MI (CNBZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.62, compared to a current price of $30.15 — trading 27.6% above its estimated fair value. The current Earnings per Share (Diluted) is $3.26 and 56.5% below the Banks industry median of 7.50. CNB MI's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For CNB MI (CNBZ), the current Earnings per Share (Diluted) is $3.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB MI (CNBZ) Overvalued in 2026?
Based on GuruFocus' analysis, CNB MI stock appears to be overvalued.
The current stock price of $30.15 is trading 27.6% above its estimated GF Value™ of $23.62.
GuruFocus considers CNB MI to be Modestly Overvalued.
Key valuation signals for CNBZ:
Earnings per Share (Diluted): $3.26
GF Value™: $23.62 vs. price of $30.15 (27.6% above fair value)
Industry Position: 56.5% below the Banks median (#971 of 1405)
No single metric tells the full story. See the CNBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Corp MI is a one-bank holding company. Through its banking subsidiary, it provides a full range of banking services to individuals, agricultural businesses, commercial businesses, and light industries located in its service area. The Group offers a variety of deposit accounts, including checking, savings, money market, individual retirement accounts, and certificates of deposit, and maintains a diversified loan portfolio, including loans to individuals for home mortgages, personal expenditures, and loans to business enterprises for current operations and expansion. Additionally, it offers ATM services, business credit and debit cards, cash management, and wealth management solutions. The Group serves the Michigan communities and the area immediately surrounding these communities.
57GF Score
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