FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, CNB MI's Trailing 12-Month Free Cash Flow is $2.85 Mil, and Market Cap is $29.07 Mil. Therefore, CNB MI's FCF Yield % for today is 9.81%.
The historical rank and industry rank for CNB MI's FCF Yield % or its related term are showing as below:
CNBZ'
s FCF Yield % Range Over the Past 10 Years
Min: 0 Med: 0 Max: 9.81
Current: 9.81
During the past 13 years, the highest FCF Yield % of CNB MI was 9.81%. The lowest was 0.00%. And the median was 0.00%.
CNBZ's FCF Yield % is ranked better than 55.68% of 1505
companies
in the Banks industry
Industry Median: 8.2
vs CNBZ: 9.81
CNB MI's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
CNB MI FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
CNB MI FCF Yield % Related Terms
CNB MI FCF Yield % Historical Data
* Premium members only.
The historical data trend for CNB MI's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CNB MI's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB MI FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, CNB MI's FCF Yield % distribution charts can be found below:
* The bar in red indicates where CNB MI's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB MI (CNBZ) has a FCF Yield % of 9.81 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CNB MI and its competitors. According to the industry distribution chart, CNB MI ranks #667 out of 1505 companies in the Banks industry, placing it in the top 44.3%.
Is CNB MI's FCF Yield % too high?
CNB MI's current FCF Yield % is 9.81. The Banks industry median FCF Yield % is 8.20. CNB MI's value of 9.81 is 19.6% above this industry median. Based on the distribution chart, CNB MI ranks #667 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, CNB MI has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNB MI's FCF Yield % compare to AMFC and IBWC?
According to the Banks industry distribution chart, CNB MI ranks #667 out of 1505 companies for FCF Yield %. This puts CNB MI in the upper half of its industry. The industry median FCF Yield % is 8.20. CNB MI's value of 9.81 is 19.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNB MI's current FCF Yield % of 9.81 is 19.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CNB MI and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB MI's current FCF Yield % is 9.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB MI stock overvalued right now?
Based on GuruFocus' analysis, CNB MI (CNBZ) is currently considered Fairly Valued. The stock's GF Value™ is $22.64, compared to a current price of $24.01 — trading 6.1% above its estimated fair value. The current FCF Yield % is 9.81 and 19.6% above the Banks industry median of 8.20. CNB MI's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CNB MI (CNBZ), the current FCF Yield % is 9.81 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB MI (CNBZ) Overvalued in 2026?
Based on GuruFocus' analysis, CNB MI stock appears to be overvalued.
The current stock price of $24.01 is trading 6.1% above its estimated GF Value™ of $22.64.
GuruFocus considers CNB MI to be Fairly Valued.
Key valuation signals for CNBZ:
FCF Yield %: 9.81
GF Value™: $22.64 vs. price of $24.01 (6.1% above fair value)
Industry Position: 19.6% above the Banks median (#667 of 1505)
No single metric tells the full story. See the CNBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Corp MI is a one-bank holding company. Through its banking subsidiary, it provides a full range of banking services to individuals, agricultural businesses, commercial businesses, and light industries located in its service area. The Group offers a variety of deposit accounts, including checking, savings, money market, individual retirement accounts, and certificates of deposit, and maintains a diversified loan portfolio, including loans to individuals for home mortgages, personal expenditures, and loans to business enterprises for current operations and expansion. Additionally, it offers ATM services, business credit and debit cards, cash management, and wealth management solutions. The Group serves the Michigan communities and the area immediately surrounding these communities.
55GF Score
Get the complete analysis for CNBZ
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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