CNBZ (CNB MI) ROC %: % (As of Mar. 2026)


CNBZ CNB Corp MI CNBZ
55 GF Score
Price $25.00
GF Value $22.63
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is CNB MI ROC %?

CNB MI CNBZ 55 ROC % is % as of Mar. 2026. GuruFocus rates CNBZ with a GF Score™ of 55/100 and a GF Value™ of $22.63 (Fairly Valued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

CNBZ
55GF Score
CNB Corp MI CNBZ
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
CNB MI (CNBZ) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CNB MI and its competitors.
Is CNB MI's ROC % too high?
CNB MI's current ROC % is %. Overall, CNB MI has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNB MI's ROC % compare to AMFC and IBWC?
CNB MI's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CNB MI and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB MI's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB MI stock overvalued right now?
Based on GuruFocus' analysis, CNB MI (CNBZ) is currently considered Fairly Valued. The stock's GF Value™ is $22.63, compared to a current price of $25.00 — trading 10.5% above its estimated fair value. The current ROC % is %. CNB MI's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For CNB MI (CNBZ), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB MI (CNBZ) Overvalued in 2026?

Based on GuruFocus' analysis, CNB MI stock appears to be overvalued. The current stock price of $25.00 is trading 10.5% above its estimated GF Value™ of $22.63. GuruFocus considers CNB MI to be Fairly Valued.

Key valuation signals for CNBZ:

  • ROC %: %
  • GF Value™: $22.63 vs. price of $25.00 (10.5% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the CNBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNB MI Business Description

Address 303 North Main Street, Cheboygan, MI, USA, 49721
CNB Corp MI is a one-bank holding company. Through its banking subsidiary, it provides a full range of banking services to individuals, agricultural businesses, commercial businesses, and light industries located in its service area. The Group offers a variety of deposit accounts, including checking, savings, money market, individual retirement accounts, and certificates of deposit, and maintains a diversified loan portfolio, including loans to individuals for home mortgages, personal expenditures, and loans to business enterprises for current operations and expansion. Additionally, it offers ATM services, business credit and debit cards, cash management, and wealth management solutions. The Group serves the Michigan communities and the area immediately surrounding these communities.
55GF Score

Get the complete analysis for CNBZ

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.00
Price
$22.63
GF Value