CNBZ (CNB MI) Total Liabilities: $441.96 Mil (As of Mar. 2026)


CNBZ CNB Corp MI CNBZ
55 GF Score
Price $24.01
GF Value $22.66
Valuation Fairly Valued
! 3 Warning Signs
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What is CNB MI Total Liabilities?

CNB MI CNBZ -3.96% 55 Total Liabilities is $441.96 Mil as of Mar. 2026. GuruFocus rates CNBZ with a GF Score™ of 55/100 and a GF Value™ of $22.66 (Fairly Valued). The stock has 3 warning signs investors should review.

CNB MI's Total Liabilities for the quarter that ended in Mar. 2026 was $441.96 Mil.

CNB MI's quarterly Total Liabilities declined from Sep. 2025 ($473.82 Mil) to Dec. 2025 ($447.79 Mil) and declined from Dec. 2025 ($447.79 Mil) to Mar. 2026 ($441.96 Mil).

CNB MI's annual Total Liabilities declined from Dec. 2023 ($477.44 Mil) to Dec. 2024 ($466.26 Mil) and declined from Dec. 2024 ($466.26 Mil) to Dec. 2025 ($447.79 Mil).

CNB MI Total Liabilities Historical Data

* Premium members only.

The historical data trend for CNB MI's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNB MI Total Liabilities Chart

CNB MI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 462.95 481.09 477.44 466.26 447.79

CNB MI Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 453.07 452.74 473.82 447.79 441.96
CNBZ
55GF Score
CNB Corp MI CNBZ
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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CNB MI Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

CNB MI's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=469.488-21.701
=447.79

CNB MI's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=463.948-21.991
=441.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $441.96 Mil mean?
CNB MI (CNBZ) has a Total Liabilities of $441.96 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for CNB MI and its competitors.
Is CNB MI's Total Liabilities too high?
CNB MI's current Total Liabilities is $441.96 Mil. Overall, CNB MI has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNB MI's Total Liabilities compare to ELMA and VWFB?
CNB MI's Total Liabilities of $441.96 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for CNB MI and its competitors. CNB MI's current Total Liabilities is $441.96 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB MI stock overvalued right now?
Based on GuruFocus' analysis, CNB MI (CNBZ) is currently considered Fairly Valued. The stock's GF Value™ is $22.66, compared to a current price of $24.01 — trading 6% above its estimated fair value. The current Total Liabilities is $441.96 Mil. CNB MI's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For CNB MI (CNBZ), the current Total Liabilities is $441.96 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB MI (CNBZ) Overvalued in 2026?

Based on GuruFocus' analysis, CNB MI stock appears to be overvalued. The current stock price of $24.01 is trading 6% above its estimated GF Value™ of $22.66. GuruFocus considers CNB MI to be Fairly Valued.

Key valuation signals for CNBZ:

  • Total Liabilities: $441.96 Mil
  • GF Value™: $22.66 vs. price of $24.01 (6% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the CNBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNB MI Business Description

Address 303 North Main Street, Cheboygan, MI, USA, 49721
CNB Corp MI is a one-bank holding company. Through its banking subsidiary, it provides a full range of banking services to individuals, agricultural businesses, commercial businesses, and light industries located in its service area. The Group offers a variety of deposit accounts, including checking, savings, money market, individual retirement accounts, and certificates of deposit, and maintains a diversified loan portfolio, including loans to individuals for home mortgages, personal expenditures, and loans to business enterprises for current operations and expansion. Additionally, it offers ATM services, business credit and debit cards, cash management, and wealth management solutions. The Group serves the Michigan communities and the area immediately surrounding these communities.
55GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.01
Price
$22.66
GF Value