CNBZ (CNB MI) SpecialCharges: $0.00 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CNBZ CNB Corp MI CNBZ
58 GF Score
Price $28.00
GF Value $22.71
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is CNB MI SpecialCharges?

CNB MI CNBZ +3.70% 58 SpecialCharges is $0.00 Mil as of Mar. 2026. GuruFocus rates CNBZ with a GF Score™ of 58/100 and a GF Value™ of $22.71 (Modestly Overvalued). The stock has 5 warning signs investors should review.

CNB MI's special charges for the three months ended in Mar. 2026 was $0.00 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil.

CNB MI SpecialCharges Historical Data

* Premium members only.

The historical data trend for CNB MI's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNB MI SpecialCharges Chart

CNB MI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.00 0.00 0.00 0.00

CNB MI Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CNBZ
58GF Score
CNB Corp MI CNBZ
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CNB MI SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $0.00 Mil mean?
CNB MI (CNBZ) has a SpecialCharges of $0.00 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on CNB MI and its competitors.
Is CNB MI's SpecialCharges too high?
CNB MI's current SpecialCharges is $0.00 Mil. Overall, CNB MI has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CNB MI's SpecialCharges compare to ELMA and VWFB?
CNB MI's SpecialCharges of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on CNB MI and its competitors. CNB MI's current SpecialCharges is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB MI stock overvalued right now?
Based on GuruFocus' analysis, CNB MI (CNBZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.71, compared to a current price of $28.00 — trading 23.3% above its estimated fair value. The current SpecialCharges is $0.00 Mil. CNB MI's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For CNB MI (CNBZ), the current SpecialCharges is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB MI (CNBZ) Overvalued in 2026?

Based on GuruFocus' analysis, CNB MI stock appears to be overvalued. The current stock price of $28.00 is trading 23.3% above its estimated GF Value™ of $22.71. GuruFocus considers CNB MI to be Modestly Overvalued.

Key valuation signals for CNBZ:

  • SpecialCharges: $0.00 Mil
  • GF Value™: $22.71 vs. price of $28.00 (23.3% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the CNBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNB MI Business Description

Address 303 North Main Street, Cheboygan, MI, USA, 49721
CNB Corp MI is a one-bank holding company. Through its banking subsidiary, it provides a full range of banking services to individuals, agricultural businesses, commercial businesses, and light industries located in its service area. The Group offers a variety of deposit accounts, including checking, savings, money market, individual retirement accounts, and certificates of deposit, and maintains a diversified loan portfolio, including loans to individuals for home mortgages, personal expenditures, and loans to business enterprises for current operations and expansion. Additionally, it offers ATM services, business credit and debit cards, cash management, and wealth management solutions. The Group serves the Michigan communities and the area immediately surrounding these communities.
58GF Score

Get the complete analysis for CNBZ

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.00
Price
$22.71
GF Value