Firstrand (NAM:FST) Total Deposits: R2,255,856 Mil (As of Dec. 2025)


NAM:FST Firstrand Ltd NAM:FST
85 GF Score
Price R97.26
GF Value R85.26
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Firstrand Total Deposits?

Firstrand NAM:FST +1.01% 85 Total Deposits is R2,255,856 Mil as of Dec. 2025. GuruFocus rates NAM:FST with a GF Score™ of 85/100 and a GF Value™ of R85.26 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Firstrand's annual total deposits increased from Jun. 2023 (R1,624,216 Mil) to Jun. 2024 (R1,729,604 Mil) and increased from Jun. 2024 (R1,729,604 Mil) to Jun. 2025 (R1,883,568 Mil).

Firstrand Total Deposits Historical Data

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The historical data trend for Firstrand's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firstrand Total Deposits Chart

Firstrand Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,289,010.00 1,655,972.00 1,624,216.00 1,729,604.00 1,883,568.00

Firstrand Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,978,278.00 1,729,604.00 2,159,408.00 1,883,568.00 2,255,856.00
NAM:FST
85GF Score
Firstrand Ltd NAM:FST
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Firstrand Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of R2,255,856 Mil mean?
Firstrand (NAM:FST) has a Total Deposits of R2,255,856 Mil as of Dec. 2025. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Firstrand and its competitors.
Is Firstrand's Total Deposits too high?
Firstrand's current Total Deposits is R2,255,856 Mil. Overall, Firstrand has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firstrand's Total Deposits compare to JPM and BAC?
Firstrand's Total Deposits of R2,255,856 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Firstrand and its competitors. Firstrand's current Total Deposits is R2,255,856 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstrand stock overvalued right now?
Based on GuruFocus' analysis, Firstrand (NAM:FST) is currently considered Modestly Overvalued. The stock's GF Value™ is R85.26, compared to a current price of R97.26 — trading 14.1% above its estimated fair value. The current Total Deposits is R2,255,856 Mil. Firstrand's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Firstrand (NAM:FST), the current Total Deposits is R2,255,856 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstrand (NAM:FST) Overvalued in 2026?

Based on GuruFocus' analysis, Firstrand stock appears to be overvalued. The current stock price of R97.26 is trading 14.1% above its estimated GF Value™ of R85.26. GuruFocus considers Firstrand to be Modestly Overvalued.

Key valuation signals for NAM:FST:

  • Total Deposits: R2,255,856 Mil
  • GF Value™: R85.26 vs. price of R97.26 (14.1% above fair value)
  • GF Score™: 85/100 with 4 warning signs

No single metric tells the full story. See the NAM:FST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Firstrand Business Description

Address Corner Fredman Drive and Rivonia Road, 4 Merchant Place, C Low, Sandton, Johannesburg, GT, ZAF, 2196
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The firm's reportable segment includes Retail and commercial segment, Corporate and institutional segment, Centre (including group treasury), Firstrand Bank Normalised, and Normalised adjustments.
85GF Score

Get the complete analysis for NAM:FST

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R97.26
Price
R85.26
GF Value