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FirstrandNAM:FST 85 5-Year Dividend Growth Rate is 18.40% as of Dec. 2025. GuruFocus rates NAM:FST with a GF Score™ of 85/100 and a GF Value™ of R84.69 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 737 Banks companies, Firstrand ranks better than 77.61% on this metric.
During the past 12 months, Firstrand's average Dividends Per Share Growth Rate was 12.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 11.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 18.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 6.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Firstrand was 53.10% per year. The lowest was -25.50% per year. And the median was 11.90% per year.
During the past 13 years, the highest Dividend Payout Ratio of Firstrand was 0.97. The lowest was 0.23. And the median was 0.57.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Firstrand Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
ZAR 2.590000
2026-03-31
2026-04-02
2026-04-07
Cash Dividend
semi-annually
ZAR:ZAR 1.000000
ZAR 2.470000
2025-10-06
2025-10-10
2025-10-13
Cash Dividend
semi-annually
ZAR:ZAR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Firstrand's Dividend Yield (%) for Today is calculated as
Current Share Price is R96.85.
Firstrand's Dividends per Share for the trailing twelve months (TTM) ended in Today is R5.06.
During the past 13 years, the highest Dividend Yield of Firstrand was 8.25%. The lowest was 1.43%. And the median was 4.76%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstrand 5-Year Dividend Growth Rate Related Terms
NAM:FST vs JPM, BAC, WFC: 5-Year Dividend Growth Rate Comparison
For the Banks - Diversified subindustry, Firstrand's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstrand 5-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Firstrand's 5-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Firstrand's 5-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Dividend Growth Rate of 18.40% mean?
Firstrand (NAM:FST) has a 5-Year Dividend Growth Rate of 18.40% as of Dec. 2025. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Firstrand and its competitors. According to the industry distribution chart, Firstrand ranks #165 out of 737 companies in the Banks industry, placing it in the top 22.4%.
Is Firstrand's 5-Year Dividend Growth Rate too high?
Firstrand's current 5-Year Dividend Growth Rate is 18.40%. The Banks industry median 5-Year Dividend Growth Rate is 8.60. Firstrand's value of 18.40% is 114% above this industry median. Based on the distribution chart, Firstrand ranks #165 out of 737 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Firstrand has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firstrand's 5-Year Dividend Growth Rate compare to JPM and BAC?
According to the Banks industry distribution chart, Firstrand ranks #165 out of 737 companies for 5-Year Dividend Growth Rate. This places Firstrand in the top 22% of its industry — outperforming the majority of peers. The industry median 5-Year Dividend Growth Rate is 8.60. Firstrand's value of 18.40% is 114% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for a Banks company?
The median 5-Year Dividend Growth Rate among Banks companies is 8.60, based on 737 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstrand's current 5-Year Dividend Growth Rate of 18.40% is 114% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Firstrand and its competitors. For the Banks industry, the median 5-Year Dividend Growth Rate is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstrand's current 5-Year Dividend Growth Rate is 18.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstrand stock overvalued right now?
Based on GuruFocus' analysis, Firstrand (NAM:FST) is currently considered Modestly Overvalued. The stock's GF Value™ is R84.69, compared to a current price of R96.85 — trading 14.4% above its estimated fair value. The current 5-Year Dividend Growth Rate is 18.40% and 114% above the Banks industry median of 8.60. Firstrand's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For Firstrand (NAM:FST), the current 5-Year Dividend Growth Rate is 18.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstrand (NAM:FST) Overvalued in 2026?
Based on GuruFocus' analysis, Firstrand stock appears to be overvalued.
The current stock price of R96.85 is trading 14.4% above its estimated GF Value™ of R84.69.
GuruFocus considers Firstrand to be Modestly Overvalued.
Key valuation signals for NAM:FST:
5-Year Dividend Growth Rate: 18.40%
GF Value™: R84.69 vs. price of R96.85 (14.4% above fair value)
Industry Position: 114% above the Banks median (#165 of 737)
No single metric tells the full story. See the NAM:FST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The firm's reportable segment includes Retail and commercial segment, Corporate and institutional segment, Centre (including group treasury), Firstrand Bank Normalised, and Normalised adjustments.
85GF Score
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