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Non interest income is the income earned by banks through activities through lending, advising, consulting etc. Firstrand's non interest income for the
six
months ended in Dec. 2025 was R39,547 Mil. Its non interest income for the trailing twelve months (TTM) ended in Dec. 2025 was R64,697 Mil.
Firstrand's quarterly non interest income
declined
from Dec. 2024 (R34,884 Mil) to Jun. 2025 (R25,150 Mil) but then
increased
from Jun. 2025 (R25,150 Mil) to Dec. 2025 (R39,547 Mil).
Firstrand's annual non interest income
increased
from Jun. 2023 (R55,564 Mil) to Jun. 2024 (R57,890 Mil) and
increased
from Jun. 2024 (R57,890 Mil) to Jun. 2025 (R60,034 Mil).
The historical data trend for Firstrand's Non Interest Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Income earned by banks through activities through lending, advising, consulting etc. They are not from the financial assets that banks own.
Non Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R64,697 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Non Interest Income of R64,697 Mil mean?
Firstrand (NAM:FST) has a Non Interest Income of R64,697 Mil as of Dec. 2025. Non Interest Income is the total income a bank earns outside of its balance sheet funds. View historical data on Firstrand and its competitors.
Is Firstrand's Non Interest Income too high?
Firstrand's current Non Interest Income is R64,697 Mil. Overall, Firstrand has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firstrand's Non Interest Income compare to JPM and BAC?
Firstrand's Non Interest Income of R64,697 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Non Interest Income for a Banks company?
A good Non Interest Income depends on the Banks industry context. However, Non Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Non Interest Income mean?
A high Non Interest Income can signal that a stock is expensive relative to its fundamentals. Non Interest Income is the total income a bank earns outside of its balance sheet funds. View historical data on Firstrand and its competitors. Firstrand's current Non Interest Income is R64,697 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstrand stock overvalued right now?
Based on GuruFocus' analysis, Firstrand (NAM:FST) is currently considered Modestly Overvalued. The stock's GF Value™ is R84.26, compared to a current price of R98.16 — trading 16.5% above its estimated fair value. The current Non Interest Income is R64,697 Mil. Firstrand's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Non Interest Income calculated?
Non Interest Income is calculated from a company's financial statements. For Firstrand (NAM:FST), the current Non Interest Income is R64,697 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstrand (NAM:FST) Overvalued in 2026?
Based on GuruFocus' analysis, Firstrand stock appears to be overvalued.
The current stock price of R98.16 is trading 16.5% above its estimated GF Value™ of R84.26.
GuruFocus considers Firstrand to be Modestly Overvalued.
Key valuation signals for NAM:FST:
Non Interest Income: R64,697 Mil
GF Value™: R84.26 vs. price of R98.16 (16.5% above fair value)
No single metric tells the full story. See the NAM:FST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The firm's reportable segment includes Retail and commercial segment, Corporate and institutional segment, Centre (including group treasury), Firstrand Bank Normalised, and Normalised adjustments.
81GF Score
Get the complete analysis for NAM:FST
Non Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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