Firstrand (NAM:FST) Total Noninterest Expense: R94,724 Mil (As of Dec. 2025)


NAM:FST Firstrand Ltd NAM:FST
85 GF Score
Price R96.23
GF Value R85.26
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Firstrand Total Noninterest Expense?

Firstrand NAM:FST 85 Total Noninterest Expense is R94,724 Mil as of Dec. 2025. GuruFocus rates NAM:FST with a GF Score™ of 85/100 and a GF Value™ of R85.26 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Firstrand's Total Noninterest Expense for the six months ended in Dec. 2025 was R46,664 Mil. Firstrand's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was R94,724 Mil.

Firstrand Total Noninterest Expense Related Terms

Firstrand Total Noninterest Expense Historical Data

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The historical data trend for Firstrand's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firstrand Total Noninterest Expense Chart

Firstrand Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 70,801.00 67,481.00 80,743.00 88,289.00 90,813.00

Firstrand Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41,446.00 46,877.00 42,531.00 48,060.00 46,664.00
NAM:FST
85GF Score
Firstrand Ltd NAM:FST
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Firstrand Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R94,724 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of R94,724 Mil mean?
Firstrand (NAM:FST) has a Total Noninterest Expense of R94,724 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Firstrand and its competitors.
Is Firstrand's Total Noninterest Expense too high?
Firstrand's current Total Noninterest Expense is R94,724 Mil. Overall, Firstrand has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firstrand's Total Noninterest Expense compare to JPM and BAC?
Firstrand's Total Noninterest Expense of R94,724 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Firstrand and its competitors. Firstrand's current Total Noninterest Expense is R94,724 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstrand stock overvalued right now?
Based on GuruFocus' analysis, Firstrand (NAM:FST) is currently considered Modestly Overvalued. The stock's GF Value™ is R85.26, compared to a current price of R96.23 — trading 12.9% above its estimated fair value. The current Total Noninterest Expense is R94,724 Mil. Firstrand's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Firstrand (NAM:FST), the current Total Noninterest Expense is R94,724 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstrand (NAM:FST) Overvalued in 2026?

Based on GuruFocus' analysis, Firstrand stock appears to be overvalued. The current stock price of R96.23 is trading 12.9% above its estimated GF Value™ of R85.26. GuruFocus considers Firstrand to be Modestly Overvalued.

Key valuation signals for NAM:FST:

  • Total Noninterest Expense: R94,724 Mil
  • GF Value™: R85.26 vs. price of R96.23 (12.9% above fair value)
  • GF Score™: 85/100 with 4 warning signs

No single metric tells the full story. See the NAM:FST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Firstrand Business Description

Address Corner Fredman Drive and Rivonia Road, 4 Merchant Place, C Low, Sandton, Johannesburg, GT, ZAF, 2196
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The firm's reportable segment includes Retail and commercial segment, Corporate and institutional segment, Centre (including group treasury), Firstrand Bank Normalised, and Normalised adjustments.
85GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R96.23
Price
R85.26
GF Value