Firstrand (NAM:FST) FCF Yield %: 1.72 (As of Jun. 24, 2026) — Near Median


NAM:FST Firstrand Ltd NAM:FST
85 GF Score
Price R96.23
GF Value R84.35
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Firstrand FCF Yield %?

Firstrand NAM:FST -2.80% 85 FCF Yield % is 1.72 as of Jun. 24, 2026, which is 2% above its 10-year median of 1.69. GuruFocus rates NAM:FST with a GF Score™ of 85/100 and a GF Value™ of R84.35 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Firstrand ranks worse than 70.43% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Firstrand's Trailing 12-Month Free Cash Flow is R9,524 Mil, and Market Cap is R553,590 Mil. Therefore, Firstrand's FCF Yield % for today is 1.72%.

The historical rank and industry rank for Firstrand's FCF Yield % or its related term are showing as below:

NAM:FST' s FCF Yield % Range Over the Past 10 Years
Min: -4.89   Med: 1.69   Max: 16.72
Current: 1.72


During the past 13 years, the highest FCF Yield % of Firstrand was 16.72%. The lowest was -4.89%. And the median was 1.69%.

NAM:FST's FCF Yield % is ranked worse than
70.43% of 1505 companies
in the Banks industry
Industry Median: 8.26 vs NAM:FST: 1.72

Firstrand's FCF Margin % for the quarter that ended in Dec. 2025 was 24.52%.


Firstrand FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Firstrand FCF Yield % Related Terms


Firstrand FCF Yield % Historical Data

* Premium members only.

The historical data trend for Firstrand's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firstrand FCF Yield % Chart

Firstrand Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.90 1.75 13.25 2.70 0.12

Firstrand Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.71 13.72 4.86 -4.69 7.72

NAM:FST vs JPM, BAC, WFC: FCF Yield % Comparison

For the Banks - Diversified subindustry, Firstrand's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firstrand FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Firstrand's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Firstrand's FCF Yield % falls into.


NAM:FST
85GF Score
Firstrand Ltd NAM:FST
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Firstrand FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Firstrand's FCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=500 / 422584.61193
=0.12%

Firstrand's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=19441 * 2 / 503683.0895
=7.72%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 1.72 mean?
Firstrand (NAM:FST) has a FCF Yield % of 1.72 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Firstrand and its competitors. This is near median its historical median of 1.69. According to the industry distribution chart, Firstrand ranks #1060 out of 1505 companies in the Banks industry, placing it in the top 70.4%.
Is Firstrand's FCF Yield % too high?
Firstrand's current FCF Yield % of 1.72 is near median its 10-year median of 1.69. The Banks industry median FCF Yield % is 8.26. Firstrand's value of 1.72 is 79.2% below this industry median. Based on the distribution chart, Firstrand ranks #1060 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Firstrand has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firstrand's FCF Yield % compare to JPM and BAC?
According to the Banks industry distribution chart, Firstrand ranks #1060 out of 1505 companies for FCF Yield %. This places Firstrand in the lower half of its industry. The industry median FCF Yield % is 8.26. Firstrand's value of 1.72 is 79.2% below this benchmark. While the company's 10-year median is 1.69 vs. the industry median of 8.26, Firstrand has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstrand's current FCF Yield % of 1.72 is 79.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Firstrand and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstrand's current FCF Yield % is 1.72, which is near median its own 10-year median of 1.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstrand stock overvalued right now?
Based on GuruFocus' analysis, Firstrand (NAM:FST) is currently considered Modestly Overvalued. The stock's GF Value™ is R84.35, compared to a current price of R96.23 — trading 14.1% above its estimated fair value. The current FCF Yield % is 1.72, which is near median its 10-year median of 1.69 and 79.2% below the Banks industry median of 8.26. Firstrand's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Firstrand (NAM:FST), the current FCF Yield % is 1.72 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstrand (NAM:FST) Overvalued in 2026?

Based on GuruFocus' analysis, Firstrand stock appears to be overvalued. The current stock price of R96.23 is trading 14.1% above its estimated GF Value™ of R84.35. GuruFocus considers Firstrand to be Modestly Overvalued.

Key valuation signals for NAM:FST:

  • FCF Yield %: 1.72 (near median its 10-year median of 1.69)
  • GF Value™: R84.35 vs. price of R96.23 (14.1% above fair value)
  • GF Score™: 85/100 with 4 warning signs
  • Industry Position: 79.2% below the Banks median (#1060 of 1505)

No single metric tells the full story. See the NAM:FST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firstrand Business Description

Address Corner Fredman Drive and Rivonia Road, 4 Merchant Place, C Low, Sandton, Johannesburg, GT, ZAF, 2196
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The firm's reportable segment includes Retail and commercial segment, Corporate and institutional segment, Centre (including group treasury), Firstrand Bank Normalised, and Normalised adjustments.
85GF Score

Get the complete analysis for NAM:FST

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R96.23
Price
R84.35
GF Value