FirstrandNAM:FST +0.11%85 Earnings per Share (Diluted) is R7.86 as of Dec. 2025. GuruFocus rates NAM:FST with a GF Score™ of 85/100 and a GF Value™ of R84.71 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,412 Banks companies, Firstrand ranks better than 53.9% on this metric.
Firstrand's EPS (Basic) for the
six
months ended in Dec. 2025 was R4.15.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was R7.87.
Firstrand's EPS without NRI for the
six
months ended in Dec. 2025 was R4.15.
Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was R7.91.
During the past 12 months, Firstrand's average EPS without NRIGrowth Rate was 11.10% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 8.60% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 17.30% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 6.60% per year.
During the past 13 years, Firstrand's highest 3-Year average EPS without NRI Growth Rate was 28.50% per year. The lowest was -12.00% per year. And the median was 9.60% per year.
Firstrand (NAM:FST) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Firstrand Earnings per Share (Diluted) Related Terms
Firstrand Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Firstrand's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAM:FST vs JPM, BAC, WFC: Earnings per Share (Diluted) Comparison
For the Banks - Diversified subindustry, Firstrand's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstrand PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Firstrand's PE Ratio distribution charts can be found below:
* The bar in red indicates where Firstrand's PE Ratio falls into.
Firstrand Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Firstrand's Earnings Per Share (Diluted) for the fiscal year that ended in Jun. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R7.86
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of R7.86 mean?
Firstrand (NAM:FST) has a Earnings per Share (Diluted) of R7.86 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Firstrand and its competitors. According to the industry distribution chart, Firstrand ranks #651 out of 1412 companies in the Banks industry, placing it in the top 46.1%.
Is Firstrand's Earnings per Share (Diluted) too high?
Firstrand's current Earnings per Share (Diluted) is R7.86. Based on the distribution chart, Firstrand ranks #651 out of 1412 companies in the Banks industry, which is above the industry midpoint. Overall, Firstrand has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firstrand's Earnings per Share (Diluted) compare to JPM and BAC?
According to the Banks industry distribution chart, Firstrand ranks #651 out of 1412 companies for Earnings per Share (Diluted). This puts Firstrand in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Firstrand and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstrand's current Earnings per Share (Diluted) is R7.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstrand stock overvalued right now?
Based on GuruFocus' analysis, Firstrand (NAM:FST) is currently considered Modestly Overvalued. The stock's GF Value™ is R84.71, compared to a current price of R96.42 — trading 13.8% above its estimated fair value. The current Earnings per Share (Diluted) is R7.86. Firstrand's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Firstrand (NAM:FST), the current Earnings per Share (Diluted) is R7.86 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstrand (NAM:FST) Overvalued in 2026?
Based on GuruFocus' analysis, Firstrand stock appears to be overvalued.
The current stock price of R96.42 is trading 13.8% above its estimated GF Value™ of R84.71.
GuruFocus considers Firstrand to be Modestly Overvalued.
Key valuation signals for NAM:FST:
Earnings per Share (Diluted): R7.86
GF Value™: R84.71 vs. price of R96.42 (13.8% above fair value)
No single metric tells the full story. See the NAM:FST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The firm's reportable segment includes Retail and commercial segment, Corporate and institutional segment, Centre (including group treasury), Firstrand Bank Normalised, and Normalised adjustments.
85GF Score
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