FirstrandNAM:FST -2.80%85 Median PS Value is R87.25 as of Jun. 24, 2026, which is 100% below its 10-year median of 0.88. GuruFocus rates NAM:FST with a GF Score™ of 85/100 and a GF Value™ of R84.35 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,043 Banks companies, Firstrand ranks worse than 53.21% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Firstrand's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was R27.791. Firstrand's 10-Year median PS Ratio is 3.1395. Therefore, the Median PS Value for today is R87.25.
As of today (2026-06-24), Firstrand's share price is R96.23. Firstrand's Median PS Value is R87.25. Therefore, Firstrand's Price to Median PS Value for today is 1.10.
The historical rank and industry rank for Firstrand's Median PS Value or its related term are showing as below:
NAM:FST'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.59 Med: 0.88 Max: 1.16
Current: 1.1
During the past 13 years, the highest Price to Median PS Value of Firstrand was 1.16. The lowest was 0.59. And the median was 0.88.
NAM:FST's Price-to-Median-PS-Value is ranked worse than 53.21% of 1043
companies
in the Banks industry
Industry Median: 1.09
vs NAM:FST: 1.10
Firstrand (NAM:FST) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Firstrand's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
96.23
/
87.25
=
1.10
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstrand Median PS Value Related Terms
Firstrand Median PS Value Historical Data
* Premium members only.
The historical data trend for Firstrand's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAM:FST vs JPM, BAC, WFC: Median PS Value Comparison
For the Banks - Diversified subindustry, Firstrand's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstrand Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Firstrand's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Firstrand's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.1395.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Firstrand's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was R27.791.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstrand (NAM:FST) has a Median PS Value of R87.25 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Firstrand and its competitors. This is 9815% above median its historical median of 0.88. Over the past decade, Firstrand's Median PS Value has ranged from 0.59 to 1.16. According to the industry distribution chart, Firstrand ranks #555 out of 1043 companies in the Banks industry, placing it in the top 53.2%.
Is Firstrand's Median PS Value too high?
Firstrand's current Median PS Value of R87.25 is 9815% above median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.16. Based on the distribution chart, Firstrand ranks #555 out of 1043 companies in the Banks industry, which is below the industry midpoint. Overall, Firstrand has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firstrand's Median PS Value compare to JPM and BAC?
According to the Banks industry distribution chart, Firstrand ranks #555 out of 1043 companies for Median PS Value. This places Firstrand in the lower half of its industry. The industry median Median PS Value is 1.09. Historically, Firstrand's own Median PS Value has ranged from 0.59 to 1.16 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.09, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Firstrand and its competitors. For the Banks industry, the median Median PS Value is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstrand's current Median PS Value is R87.25, which is 9815% above median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstrand stock overvalued right now?
Based on GuruFocus' analysis, Firstrand (NAM:FST) is currently considered Modestly Overvalued. The stock's GF Value™ is R84.35, compared to a current price of R96.23 — trading 14.1% above its estimated fair value. The current Median PS Value is R87.25, which is 9815% above median its 10-year median of 0.88. Firstrand's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Firstrand (NAM:FST), the current Median PS Value is R87.25 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstrand (NAM:FST) Overvalued in 2026?
Based on GuruFocus' analysis, Firstrand stock appears to be overvalued.
The current stock price of R96.23 is trading 14.1% above its estimated GF Value™ of R84.35.
GuruFocus considers Firstrand to be Modestly Overvalued.
Key valuation signals for NAM:FST:
Median PS Value: R87.25 (9815% above median its 10-year median of 0.88)
GF Value™: R84.35 vs. price of R96.23 (14.1% above fair value)
No single metric tells the full story. See the NAM:FST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The firm's reportable segment includes Retail and commercial segment, Corporate and institutional segment, Centre (including group treasury), Firstrand Bank Normalised, and Normalised adjustments.
85GF Score
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