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Net interest income is the income earned by banks from the fund they have on their balance sheet. Firstrand's net interest income for the
six
months ended in Dec. 2025 was R39,732 Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was R90,702 Mil.
Firstrand's quarterly net interest income
increased
from Dec. 2024 (R37,464 Mil) to Jun. 2025 (R50,970 Mil) but then
declined
from Jun. 2025 (R50,970 Mil) to Dec. 2025 (R39,732 Mil).
Firstrand's annual net interest income
increased
from Jun. 2023 (R76,435 Mil) to Jun. 2024 (R83,454 Mil) and
increased
from Jun. 2024 (R83,454 Mil) to Jun. 2025 (R88,434 Mil).
Firstrand Net Interest Income (for Banks) Historical Data
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The historical data trend for Firstrand's Net Interest Income (for Banks) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstrand Net Interest Income (for Banks) Calculation
Income earned by banks from the fund they have on their balance sheet. These funds can be from customers' deposit, bank's own equity or borrowed.
Net Interest Income (for Banks) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R90,702 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Interest Income (for Banks) of R90,702 Mil mean?
Firstrand (NAM:FST) has a Net Interest Income (for Banks) of R90,702 Mil as of Dec. 2025. Net Interest Income is the total income a bank earns from balance sheet funds. View historical data on Firstrand and its competitors.
Is Firstrand's Net Interest Income (for Banks) too high?
Firstrand's current Net Interest Income (for Banks) is R90,702 Mil. Overall, Firstrand has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Firstrand's Net Interest Income (for Banks) compare to JPM and BAC?
Firstrand's Net Interest Income (for Banks) of R90,702 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income (for Banks) for a Banks company?
A good Net Interest Income (for Banks) depends on the Banks industry context. However, Net Interest Income (for Banks) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income (for Banks) mean?
A high Net Interest Income (for Banks) can signal that a stock is expensive relative to its fundamentals. Net Interest Income is the total income a bank earns from balance sheet funds. View historical data on Firstrand and its competitors. Firstrand's current Net Interest Income (for Banks) is R90,702 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstrand stock overvalued right now?
Based on GuruFocus' analysis, Firstrand (NAM:FST) is currently considered Modestly Overvalued. The stock's GF Value™ is R84.83, compared to a current price of R101.51 — trading 19.7% above its estimated fair value. The current Net Interest Income (for Banks) is R90,702 Mil. Firstrand's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income (for Banks) calculated?
Net Interest Income (for Banks) is calculated from a company's financial statements. For Firstrand (NAM:FST), the current Net Interest Income (for Banks) is R90,702 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstrand (NAM:FST) Overvalued in 2026?
Based on GuruFocus' analysis, Firstrand stock appears to be overvalued.
The current stock price of R101.51 is trading 19.7% above its estimated GF Value™ of R84.83.
GuruFocus considers Firstrand to be Modestly Overvalued.
Key valuation signals for NAM:FST:
Net Interest Income (for Banks): R90,702 Mil
GF Value™: R84.83 vs. price of R101.51 (19.7% above fair value)
No single metric tells the full story. See the NAM:FST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The firm's reportable segment includes Retail and commercial segment, Corporate and institutional segment, Centre (including group treasury), Firstrand Bank Normalised, and Normalised adjustments.
81GF Score
Get the complete analysis for NAM:FST
Net Interest Income (for Banks) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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