SPFI (South Plains Financial) Total Deposits: $4,027.6 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SPFI South Plains Financial Inc SPFI
67 GF Score
Price $45.10
GF Value $41.63
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is South Plains Financial Total Deposits?

South Plains Financial SPFI -0.53% 67 Total Deposits is $4,027.6 Mil as of Mar. 2026. GuruFocus rates SPFI with a GF Score™ of 67/100 and a GF Value™ of $41.63 (Fairly Valued). The stock has 5 warning signs investors should review.

South Plains Financial's annual total deposits declined from Dec. 2023 ($3,626.2 Mil) to Dec. 2024 ($3,620.9 Mil) but then increased from Dec. 2024 ($3,620.9 Mil) to Dec. 2025 ($3,874.1 Mil).

South Plains Financial Total Deposits Historical Data

* Premium members only.

The historical data trend for South Plains Financial's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Plains Financial Total Deposits Chart

South Plains Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only 3,341.22 3,406.43 3,626.15 3,620.88 3,874.08

South Plains Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,738.94 3,881.14 3,874.08 4,027.59 4,640.63
SPFI
67GF Score
South Plains Financial Inc SPFI
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

South Plains Financial Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $4,027.6 Mil mean?
South Plains Financial (SPFI) has a Total Deposits of $4,027.6 Mil as of Mar. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for South Plains Financial and its competitors.
Is South Plains Financial's Total Deposits too high?
South Plains Financial's current Total Deposits is $4,027.6 Mil. Overall, South Plains Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's Total Deposits compare to ORRF and SMBK?
South Plains Financial's Total Deposits of $4,027.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for South Plains Financial and its competitors. South Plains Financial's current Total Deposits is $4,027.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
Based on GuruFocus' analysis, South Plains Financial (SPFI) is currently considered Fairly Valued. The stock's GF Value™ is $41.63, compared to a current price of $45.10 — trading 8.3% above its estimated fair value. The current Total Deposits is $4,027.6 Mil. South Plains Financial's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For South Plains Financial (SPFI), the current Total Deposits is $4,027.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Plains Financial (SPFI) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of $45.10 is trading 8.3% above its estimated GF Value™ of $41.63. GuruFocus considers South Plains Financial to be Fairly Valued.

Key valuation signals for SPFI:

  • Total Deposits: $4,027.6 Mil
  • GF Value™: $41.63 vs. price of $45.10 (8.3% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the SPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

South Plains Financial Business Description

Other Exchanges 4S4:Germany
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
67GF Score

Get the complete analysis for SPFI

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.10
Price
$41.63
GF Value