SPFI (South Plains Financial) Total Payout Yield %: 1.25 (As of Jul. 04, 2026)


SPFI South Plains Financial Inc SPFI
66 GF Score
Price $42.56
GF Value $40.81
Valuation Fairly Valued
! 4 Warning Signs
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What is South Plains Financial Total Payout Yield %?

South Plains Financial SPFI -3.01% 66 Total Payout Yield % is 1.25 as of Jul. 04, 2026. GuruFocus rates SPFI with a GF Score™ of 66/100 and a GF Value™ of $40.81 (Fairly Valued). The stock has 4 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

South Plains Financial's current Total Payout Yield % is 1.25%.


South Plains Financial Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


South Plains Financial Total Payout Yield % Related Terms


South Plains Financial Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for South Plains Financial's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Plains Financial Total Payout Yield % Chart

South Plains Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only 2.96 6.55 5.58 1.84 2.88

South Plains Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.80 1.85 1.52 1.64 1.47

SPFI vs HTB, SMBK, SMBC: Total Payout Yield % Comparison

For the Banks - Regional subindustry, South Plains Financial's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


South Plains Financial Total Payout Yield % vs Banks Industry

For the Banks industry and Financial Services sector, South Plains Financial's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where South Plains Financial's Total Payout Yield % falls into.


SPFI
66GF Score
South Plains Financial Inc SPFI
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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South Plains Financial Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

South Plains Financial's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-8.526 + 0.451 + -10.101) / 632.2072
=2.88%

South Plains Financial's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (0 + 0.258 + -2.771) * 4 / 684.7298
=1.47%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 1.25 mean?
South Plains Financial (SPFI) has a Total Payout Yield % of 1.25 as of Jul. 04, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on South Plains Financial and its competitors.
Is South Plains Financial's Total Payout Yield % too high?
South Plains Financial's current Total Payout Yield % is 1.25. Overall, South Plains Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's Total Payout Yield % compare to HTB and SMBK?
South Plains Financial's Total Payout Yield % of 1.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Banks company?
A good Total Payout Yield % depends on the Banks industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on South Plains Financial and its competitors. South Plains Financial's current Total Payout Yield % is 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
Based on GuruFocus' analysis, South Plains Financial (SPFI) is currently considered Fairly Valued. The stock's GF Value™ is $40.81, compared to a current price of $42.56 — trading 4.3% above its estimated fair value. The current Total Payout Yield % is 1.25. South Plains Financial's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For South Plains Financial (SPFI), the current Total Payout Yield % is 1.25 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Plains Financial (SPFI) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of $42.56 is trading 4.3% above its estimated GF Value™ of $40.81. GuruFocus considers South Plains Financial to be Fairly Valued.

Key valuation signals for SPFI:

  • Total Payout Yield %: 1.25
  • GF Value™: $40.81 vs. price of $42.56 (4.3% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the SPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


South Plains Financial Business Description

Other Exchanges 4S4:Germany
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
66GF Score

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Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.56
Price
$40.81
GF Value