SPFI (South Plains Financial) 3-Month Share Buyback Ratio: -0.29% (As of Mar. 2026 )

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SPFI South Plains Financial Inc SPFI
67 GF Score
Price $44.68
GF Value $41.67
Valuation Fairly Valued
! 4 Warning Signs
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What is South Plains Financial 3-Month Share Buyback Ratio?

South Plains Financial SPFI 67 3-Month Share Buyback Ratio is -0.29 as of Mar. 2026. GuruFocus rates SPFI with a GF Score™ of 67/100 and a GF Value™ of $41.67 (Fairly Valued). The stock has 4 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. South Plains Financial's current 3-Month Share Buyback Ratio was -0.29%.


South Plains Financial  (NAS:SPFI) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


South Plains Financial 3-Month Share Buyback Ratio Related Terms


SPFI vs ORRF, SMBK, SMBC: 3-Month Share Buyback Ratio Comparison

For the Banks - Regional subindustry, South Plains Financial's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


South Plains Financial 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, South Plains Financial's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where South Plains Financial's 3-Month Share Buyback Ratio falls into.


SPFI
67GF Score
South Plains Financial Inc SPFI
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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South Plains Financial 3-Month Share Buyback Ratio Calculation

South Plains Financial's 3-Month Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Dec. 2025 )
=(16.294 - 16.342) / 16.294
=-0.29%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of -0.29 mean?
South Plains Financial (SPFI) has a 3-Month Share Buyback Ratio of -0.29 as of Mar. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for South Plains Financial and its competitors.
Is South Plains Financial's 3-Month Share Buyback Ratio too high?
South Plains Financial's current 3-Month Share Buyback Ratio is -0.29. Overall, South Plains Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's 3-Month Share Buyback Ratio compare to ORRF and SMBK?
South Plains Financial's 3-Month Share Buyback Ratio of -0.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for South Plains Financial and its competitors. South Plains Financial's current 3-Month Share Buyback Ratio is -0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
Based on GuruFocus' analysis, South Plains Financial (SPFI) is currently considered Fairly Valued. The stock's GF Value™ is $41.67, compared to a current price of $44.68 — trading 7.2% above its estimated fair value. The current 3-Month Share Buyback Ratio is -0.29. South Plains Financial's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For South Plains Financial (SPFI), the current 3-Month Share Buyback Ratio is -0.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Plains Financial (SPFI) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of $44.68 is trading 7.2% above its estimated GF Value™ of $41.67. GuruFocus considers South Plains Financial to be Fairly Valued.

Key valuation signals for SPFI:

  • 3-Month Share Buyback Ratio: -0.29
  • GF Value™: $41.67 vs. price of $44.68 (7.2% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the SPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


South Plains Financial Business Description

Other Exchanges 4S4:Germany
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
67GF Score

Get the complete analysis for SPFI

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.68
Price
$41.67
GF Value