SPFI (South Plains Financial) Insider Ownership: 7.92 % (As of Aug. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SPFI South Plains Financial Inc SPFI
72 GF Score
Price $44.49
GF Value $39.54
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is South Plains Financial Insider Ownership?

South Plains Financial SPFI -0.38% 72 Insider Ownership is 7.92 % as of Aug. 11, 2026. GuruFocus rates SPFI with a GF Score™ of 72/100 and a GF Value™ of $39.54 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, South Plains Financial's insider ownership is 7.92%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, South Plains Financial's Institutional Ownership is 38.86%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, South Plains Financial's Float Percentage Of Total Shares Outstanding is 81.20%.

South Plains Financial Insider Ownership Historical Data

* Premium members only.

The historical data trend for South Plains Financial's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Plains Financial Insider Ownership Chart

South Plains Financial Historical Data

The historical data trend for South Plains Financial can be seen below:

2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31
Insider Ownership 9.39 9.39 9.39 9.38 9.38 9.45 9.49 11.58 9.74 7.92
SPFI
72GF Score
South Plains Financial Inc SPFI
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

South Plains Financial Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 7.92 % mean?
South Plains Financial (SPFI) has a Insider Ownership of 7.92 % as of Aug. 11, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on South Plains Financial and its competitors.
Is South Plains Financial's Insider Ownership too high?
South Plains Financial's current Insider Ownership is 7.92 %. Overall, South Plains Financial has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's Insider Ownership compare to ORRF and SMBK?
South Plains Financial's Insider Ownership of 7.92 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on South Plains Financial and its competitors. South Plains Financial's current Insider Ownership is 7.92 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
Based on GuruFocus' analysis, South Plains Financial (SPFI) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.54, compared to a current price of $44.49 — trading 12.5% above its estimated fair value. The current Insider Ownership is 7.92 %. South Plains Financial's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For South Plains Financial (SPFI), the current Insider Ownership is 7.92 % as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Plains Financial (SPFI) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of $44.49 is trading 12.5% above its estimated GF Value™ of $39.54. GuruFocus considers South Plains Financial to be Modestly Overvalued.

Key valuation signals for SPFI:

  • Insider Ownership: 7.92 %
  • GF Value™: $39.54 vs. price of $44.49 (12.5% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the SPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

South Plains Financial Business Description

Other Exchanges 4S4:Germany
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
72GF Score

Get the complete analysis for SPFI

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.49
Price
$39.54
GF Value