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South Plains FinancialSPFI +0.02%62 Dividend Yield % is 1.49% as of Jul. 23, 2026, which is 1% below its 10-year median of 1.50. GuruFocus rates SPFI with a GF Score™ of 62/100 and a GF Value™ of $41.48 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,250 Banks companies, South Plains Financial ranks worse than 85.36% on this metric.
As of today (2026-07-23), the Trailing Annual Dividend Yield of South Plains Financial is 1.49%.
Warning Sign:
South Plains Financial Inc stock Dividend Yield % is close to 3-year low.
The historical rank and industry rank for South Plains Financial's Dividend Yield % or its related term are showing as below:
SPFI'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.14 Med: 1.5 Max: 2.39
Current: 1.49
During the past 9 years, the highest Dividend Yield of South Plains Financial was 2.39%. The lowest was 0.14%. And the median was 1.50%.
SPFI's Dividend Yield % is ranked worse than 85.36% of 1250
companies
in the Banks industry
Industry Median: 3.02
vs SPFI: 1.49
During the past 12 months, South Plains Financial's average Dividends Per Share Growth Rate was 10.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 10.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 30.90% per year.
During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of South Plains Financial was 97.20% per year. The lowest was 10.50% per year. And the median was 39.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
South Plains Financial (NAS:SPFI) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
South Plains Financial Dividend Yield % Related Terms
South Plains Financial Dividend Yield % Historical Data
* Premium members only.
The historical data trend for South Plains Financial's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SPFI vs HTB, SMBK, SMBC: Dividend Yield % Comparison
For the Banks - Regional subindustry, South Plains Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
South Plains Financial Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, South Plains Financial's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where South Plains Financial's Dividend Yield % falls into.
South Plains Financial Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
South Plains Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.170000
2026-04-27
2026-04-27
2026-05-11
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.170000
2026-02-02
2026-02-02
2026-02-17
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.160000
2025-10-27
2025-10-27
2025-11-10
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.160000
2025-07-28
2025-07-28
2025-08-11
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
South Plains Financial (SPFI) has a Dividend Yield % of 1.49% as of Jul. 23, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on South Plains Financial and its competitors. This is near median its historical median of 1.50. Over the past decade, South Plains Financial's Dividend Yield % has ranged from 0.14 to 2.39. According to the industry distribution chart, South Plains Financial ranks #1067 out of 1250 companies in the Banks industry, placing it in the top 85.4%.
Is South Plains Financial's Dividend Yield % too high?
South Plains Financial's current Dividend Yield % of 1.49% is near median its 10-year median of 1.50. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 2.39. The Banks industry median Dividend Yield % is 3.02. South Plains Financial's value of 1.49% is 50.7% below this industry median. Based on the distribution chart, South Plains Financial ranks #1067 out of 1250 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, South Plains Financial has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's Dividend Yield % compare to HTB and SMBK?
According to the Banks industry distribution chart, South Plains Financial ranks #1067 out of 1250 companies for Dividend Yield %. This places South Plains Financial in the lower half of its industry. The industry median Dividend Yield % is 3.02. South Plains Financial's value of 1.49% is 50.7% below this benchmark. Historically, South Plains Financial's own Dividend Yield % has ranged from 0.14 to 2.39 over the past decade. While the company's 10-year median is 1.50 vs. the industry median of 3.02, South Plains Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. South Plains Financial's current Dividend Yield % of 1.49% is 50.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on South Plains Financial and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. South Plains Financial's current Dividend Yield % is 1.49%, which is near median its own 10-year median of 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
Based on GuruFocus' analysis, South Plains Financial (SPFI) is currently considered Fairly Valued. The stock's GF Value™ is $41.48, compared to a current price of $43.82 — trading 5.6% above its estimated fair value. The current Dividend Yield % is 1.49%, which is near median its 10-year median of 1.50 and 50.7% below the Banks industry median of 3.02. South Plains Financial's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For South Plains Financial (SPFI), the current Dividend Yield % is 1.49% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is South Plains Financial (SPFI) Overvalued in 2026?
Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued.
The current stock price of $43.82 is trading 5.6% above its estimated GF Value™ of $41.48.
GuruFocus considers South Plains Financial to be Fairly Valued.
Key valuation signals for SPFI:
Dividend Yield %: 1.49% (near median its 10-year median of 1.50)
GF Value™: $41.48 vs. price of $43.82 (5.6% above fair value)
Industry Position: 50.7% below the Banks median (#1067 of 1250)
No single metric tells the full story. See the SPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
62GF Score
Get the complete analysis for SPFI
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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