The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
The industry rank for South Plains Financial's 9-Day RSI or its related term are showing as below:
SPFI's 9-Day RSI is ranked worse than 68.06% of 1606
companies
in the Banks industry
Industry Median: 55.425
vs SPFI: 64.71
South Plains Financial (NAS:SPFI) 9-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
South Plains Financial 9-Day RSI Related Terms
SPFI vs HTB, SMBK, SMBC: 9-Day RSI Comparison
For the Banks - Regional subindustry, South Plains Financial's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
South Plains Financial 9-Day RSI vs Banks Industry
For the Banks industry and Financial Services sector, South Plains Financial's 9-Day RSI distribution charts can be found below:
* The bar in red indicates where South Plains Financial's 9-Day RSI falls into.
South Plains Financial (NAS:SPFI) 9-Day RSI Calculation
The formula for calculating RSI is:
RSI
=
100
–
[ 100
/
( 1 + Average Gain
/
Average Loss )]
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
South Plains Financial (SPFI) has a 9-Day RSI of 64.71 as of Jul. 01, 2026. According to the industry distribution chart, South Plains Financial ranks #1093 out of 1606 companies in the Banks industry, placing it in the top 68.1%.
Is South Plains Financial's 9-Day RSI too high?
South Plains Financial's current 9-Day RSI is 64.71. The Banks industry median 9-Day RSI is 55.43. South Plains Financial's value of 64.71 is 16.8% above this industry median. Based on the distribution chart, South Plains Financial ranks #1093 out of 1606 companies in the Banks industry, which is below the industry midpoint. Overall, South Plains Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's 9-Day RSI compare to HTB and SMBK?
According to the Banks industry distribution chart, South Plains Financial ranks #1093 out of 1606 companies for 9-Day RSI. This places South Plains Financial in the lower half of its industry. The industry median 9-Day RSI is 55.43. South Plains Financial's value of 64.71 is 16.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Banks company?
The median 9-Day RSI among Banks companies is 55.43, based on 1,606 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. South Plains Financial's current 9-Day RSI of 64.71 is 16.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 9-Day RSI is 55.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. South Plains Financial's current 9-Day RSI is 64.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
Based on GuruFocus' analysis, South Plains Financial (SPFI) is currently considered Fairly Valued. The stock's GF Value™ is $40.74, compared to a current price of $43.88 — trading 7.7% above its estimated fair value. The current 9-Day RSI is 64.71 and 16.8% above the Banks industry median of 55.43. South Plains Financial's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For South Plains Financial (SPFI), the current 9-Day RSI is 64.71 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is South Plains Financial (SPFI) Overvalued in 2026?
Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued.
The current stock price of $43.88 is trading 7.7% above its estimated GF Value™ of $40.74.
GuruFocus considers South Plains Financial to be Fairly Valued.
Key valuation signals for SPFI:
9-Day RSI: 64.71
GF Value™: $40.74 vs. price of $43.88 (7.7% above fair value)
Industry Position: 16.8% above the Banks median (#1093 of 1606)
No single metric tells the full story. See the SPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
66GF Score
Get the complete analysis for SPFI
9-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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