SPFI (South Plains Financial) Ending Cash Position: $722.0 Mil (As of Mar. 2026)

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SPFI South Plains Financial Inc SPFI
64 GF Score
Price $43.83
GF Value $41.41
Valuation Fairly Valued
! 4 Warning Signs
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What is South Plains Financial Ending Cash Position?

South Plains Financial SPFI -0.79% 64 Ending Cash Position is $722.0 Mil as of Mar. 2026. GuruFocus rates SPFI with a GF Score™ of 64/100 and a GF Value™ of $41.41 (Fairly Valued). The stock has 4 warning signs investors should review.

South Plains Financial's Ending Cash Position for the quarter that ended in Mar. 2026 was $722.0 Mil.

South Plains Financial's quarterly Ending Cash Position declined from Sep. 2025 ($635.0 Mil) to Dec. 2025 ($552.4 Mil) but then increased from Dec. 2025 ($552.4 Mil) to Mar. 2026 ($722.0 Mil).

South Plains Financial's annual Ending Cash Position increased from Dec. 2023 ($330.2 Mil) to Dec. 2024 ($359.1 Mil) and increased from Dec. 2024 ($359.1 Mil) to Dec. 2025 ($552.4 Mil).

South Plains Financial Ending Cash Position Related Terms

South Plains Financial Ending Cash Position Historical Data

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The historical data trend for South Plains Financial's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Plains Financial Ending Cash Position Chart

South Plains Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only 486.82 234.88 330.16 359.08 552.44

South Plains Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 470.50 635.05 552.44 722.00 0.00
SPFI
64GF Score
South Plains Financial Inc SPFI
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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South Plains Financial Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

South Plains Financial's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=359.082+193.357
=552.4

South Plains Financial's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=552.439+169.561
=722.0

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $722.0 Mil mean?
South Plains Financial (SPFI) has a Ending Cash Position of $722.0 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on South Plains Financial and its competitors.
Is South Plains Financial's Ending Cash Position too high?
South Plains Financial's current Ending Cash Position is $722.0 Mil. Overall, South Plains Financial has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's Ending Cash Position compare to HTB and SMBK?
South Plains Financial's Ending Cash Position of $722.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on South Plains Financial and its competitors. South Plains Financial's current Ending Cash Position is $722.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
Based on GuruFocus' analysis, South Plains Financial (SPFI) is currently considered Fairly Valued. The stock's GF Value™ is $41.41, compared to a current price of $43.83 — trading 5.8% above its estimated fair value. The current Ending Cash Position is $722.0 Mil. South Plains Financial's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For South Plains Financial (SPFI), the current Ending Cash Position is $722.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Plains Financial (SPFI) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of $43.83 is trading 5.8% above its estimated GF Value™ of $41.41. GuruFocus considers South Plains Financial to be Fairly Valued.

Key valuation signals for SPFI:

  • Ending Cash Position: $722.0 Mil
  • GF Value™: $41.41 vs. price of $43.83 (5.8% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the SPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

South Plains Financial Business Description

Other Exchanges 4S4:Germany
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
64GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.83
Price
$41.41
GF Value