SPFI (South Plains Financial) Total Liabilities: $4,141.4 Mil (As of Mar. 2026)


SPFI South Plains Financial Inc SPFI
66 GF Score
Price $43.42
GF Value $40.60
Valuation Fairly Valued
! 5 Warning Signs
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What is South Plains Financial Total Liabilities?

South Plains Financial SPFI +1.45% 66 Total Liabilities is $4,141.4 Mil as of Mar. 2026. GuruFocus rates SPFI with a GF Score™ of 66/100 and a GF Value™ of $40.60 (Fairly Valued). The stock has 5 warning signs investors should review.

South Plains Financial's Total Liabilities for the quarter that ended in Mar. 2026 was $4,141.4 Mil.

South Plains Financial's quarterly Total Liabilities declined from Sep. 2025 ($4,001.64 Mil) to Dec. 2025 ($3,986.66 Mil) but then increased from Dec. 2025 ($3,986.66 Mil) to Mar. 2026 ($4,141.44 Mil).

South Plains Financial's annual Total Liabilities declined from Dec. 2023 ($3,797.68 Mil) to Dec. 2024 ($3,793.29 Mil) but then increased from Dec. 2024 ($3,793.29 Mil) to Dec. 2025 ($3,986.66 Mil).

South Plains Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for South Plains Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Plains Financial Total Liabilities Chart

South Plains Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only 3,494.43 3,587.05 3,797.68 3,793.29 3,986.66

South Plains Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,961.47 3,909.60 4,001.64 3,986.66 4,141.44
SPFI
66GF Score
South Plains Financial Inc SPFI
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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South Plains Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

South Plains Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=4480.5-493.837
=3,986.7

South Plains Financial's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=4646.374-504.939
=4,141.4

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $4,141.4 Mil mean?
South Plains Financial (SPFI) has a Total Liabilities of $4,141.4 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for South Plains Financial and its competitors.
Is South Plains Financial's Total Liabilities too high?
South Plains Financial's current Total Liabilities is $4,141.4 Mil. Overall, South Plains Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's Total Liabilities compare to CCBG and HTB?
South Plains Financial's Total Liabilities of $4,141.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for South Plains Financial and its competitors. South Plains Financial's current Total Liabilities is $4,141.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
Based on GuruFocus' analysis, South Plains Financial (SPFI) is currently considered Fairly Valued. The stock's GF Value™ is $40.60, compared to a current price of $43.42 — trading 6.9% above its estimated fair value. The current Total Liabilities is $4,141.4 Mil. South Plains Financial's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For South Plains Financial (SPFI), the current Total Liabilities is $4,141.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Plains Financial (SPFI) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of $43.42 is trading 6.9% above its estimated GF Value™ of $40.60. GuruFocus considers South Plains Financial to be Fairly Valued.

Key valuation signals for SPFI:

  • Total Liabilities: $4,141.4 Mil
  • GF Value™: $40.60 vs. price of $43.42 (6.9% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the SPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

South Plains Financial Business Description

Other Exchanges 4S4:Germany
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
66GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.42
Price
$40.60
GF Value