SAFT (Safety Insurance Group) Unearned Premiums: $665 Mil (As of Jun. 2026)

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SAFT Safety Insurance Group Inc SAFT
71 GF Score
Price $103.56
GF Value $95.31
Valuation Fairly Valued
! 9 Warning Signs
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What is Safety Insurance Group Unearned Premiums?

Safety Insurance Group SAFT -0.04% 71 Unearned Premiums is $665 Mil as of Jun. 2026. GuruFocus rates SAFT with a GF Score™ of 71/100 and a GF Value™ of $95.31 (Fairly Valued). The stock has 9 warning signs investors should review.

Safety Insurance Group's quarterly unearned premiums declined from Dec. 2025 ($655 Mil) to Mar. 2026 ($640 Mil) but then increased from Mar. 2026 ($640 Mil) to Jun. 2026 ($665 Mil).

Safety Insurance Group's annual unearned premiums increased from Dec. 2023 ($528 Mil) to Dec. 2024 ($620 Mil) and increased from Dec. 2024 ($620 Mil) to Dec. 2025 ($655 Mil).

Safety Insurance Group Unearned Premiums Historical Data

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The historical data trend for Safety Insurance Group's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safety Insurance Group Unearned Premiums Chart

Safety Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 413.49 433.38 528.15 619.92 654.80

Safety Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 659.46 675.87 654.80 640.32 664.75
SAFT
71GF Score
Safety Insurance Group Inc SAFT
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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Safety Insurance Group Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of $665 Mil mean?
Safety Insurance Group (SAFT) has a Unearned Premiums of $665 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Safety Insurance Group and its competitors.
Is Safety Insurance Group's Unearned Premiums too high?
Safety Insurance Group's current Unearned Premiums is $665 Mil. Overall, Safety Insurance Group has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Safety Insurance Group's Unearned Premiums compare to KMPR and UFCS?
Safety Insurance Group's Unearned Premiums of $665 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Safety Insurance Group and its competitors. Safety Insurance Group's current Unearned Premiums is $665 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safety Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Safety Insurance Group (SAFT) is currently considered Fairly Valued. The stock's GF Value™ is $95.31, compared to a current price of $103.56 — trading 8.7% above its estimated fair value. The current Unearned Premiums is $665 Mil. Safety Insurance Group's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For Safety Insurance Group (SAFT), the current Unearned Premiums is $665 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Safety Insurance Group (SAFT) Overvalued in 2026?

Based on GuruFocus' analysis, Safety Insurance Group stock appears to be overvalued. The current stock price of $103.56 is trading 8.7% above its estimated GF Value™ of $95.31. GuruFocus considers Safety Insurance Group to be Fairly Valued.

Key valuation signals for SAFT:

  • Unearned Premiums: $665 Mil
  • GF Value™: $95.31 vs. price of $103.56 (8.7% above fair value)
  • GF Score™: 71/100 with 9 warning signs

No single metric tells the full story. See the SAFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Safety Insurance Group Business Description

Other Exchanges SFN:Germany
Address 20 Custom House Street, Boston, MA, USA, 02110
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. The company operates in the business segment of Property and casualty insurance operations.
71GF Score

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Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$103.56
Price
$95.31
GF Value