Safety Insurance GroupSAFT -0.11%61 OCF Yield % is 16.15 as of Jun. 25, 2026, which is 83% above its 10-year median of 8.84. GuruFocus rates SAFT with a GF Score™ of 61/100 and a GF Value™ of $101.23 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, Safety Insurance Group ranks better than 71.23% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Safety Insurance Group OCF Yield % Related Terms
Safety Insurance Group OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Safety Insurance Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Safety Insurance Group OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Safety Insurance Group's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Safety Insurance Group's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Safety Insurance Group (SAFT) has a OCF Yield % of 16.15 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Safety Insurance Group and its competitors. This is 83% above median its historical median of 8.84. Over the past decade, Safety Insurance Group's OCF Yield % has ranged from 2.92 to 18.55. According to the industry distribution chart, Safety Insurance Group ranks #145 out of 504 companies in the Insurance industry, placing it in the top 28.8%.
Is Safety Insurance Group's OCF Yield % too high?
Safety Insurance Group's current OCF Yield % of 16.15 is 83% above median its 10-year median of 8.84. Over the past 10 years, this metric has ranged from a low of 2.92 to a high of 18.55. The Insurance industry median OCF Yield % is 8.09. Safety Insurance Group's value of 16.15 is 99.8% above this industry median. Based on the distribution chart, Safety Insurance Group ranks #145 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Safety Insurance Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Safety Insurance Group's OCF Yield % compare to UVE and HGTY?
According to the Insurance industry distribution chart, Safety Insurance Group ranks #145 out of 504 companies for OCF Yield %. This puts Safety Insurance Group in the upper half of its industry. The industry median OCF Yield % is 8.09. Safety Insurance Group's value of 16.15 is 99.8% above this benchmark. Historically, Safety Insurance Group's own OCF Yield % has ranged from 2.92 to 18.55 over the past decade. While the company's 10-year median is 8.84 vs. the industry median of 8.09, Safety Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.09, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Safety Insurance Group's current OCF Yield % of 16.15 is 99.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Safety Insurance Group and its competitors. For the Insurance industry, the median OCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Safety Insurance Group's current OCF Yield % is 16.15, which is 83% above median its own 10-year median of 8.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safety Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Safety Insurance Group (SAFT) is currently considered Modestly Undervalued. The stock's GF Value™ is $101.23, compared to a current price of $73.49 — trading 27.4% below its estimated fair value. The current OCF Yield % is 16.15, which is 83% above median its 10-year median of 8.84 and 99.8% above the Insurance industry median of 8.09. Safety Insurance Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Safety Insurance Group (SAFT), the current OCF Yield % is 16.15 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Safety Insurance Group (SAFT) Overvalued in 2026?
Based on GuruFocus' analysis, Safety Insurance Group stock appears to be undervalued.
The current stock price of $73.49 is trading 27.4% below its estimated GF Value™ of $101.23.
GuruFocus considers Safety Insurance Group to be Modestly Undervalued.
Key valuation signals for SAFT:
OCF Yield %: 16.15 (83% above median its 10-year median of 8.84)
GF Value™: $101.23 vs. price of $73.49 (27.4% below fair value)
Industry Position: 99.8% above the Insurance median (#145 of 504)
No single metric tells the full story. See the SAFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. The company operates in the business segment of Property and casualty insurance operations.
61GF Score
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