SAFT (Safety Insurance Group) EPS without NRI: $3.72 (TTM As of Mar. 2026)


SAFT Safety Insurance Group Inc SAFT
61 GF Score
Price $76.35
GF Value $101.67
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Safety Insurance Group EPS without NRI?

Safety Insurance Group SAFT +0.10% 61 EPS without NRI is $3.72 as of Mar. 2026. GuruFocus rates SAFT with a GF Score™ of 61/100 and a GF Value™ of $101.67 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 403 Insurance companies, Safety Insurance Group ranks worse than 71.96% on this metric.

Safety Insurance Group's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $-0.72. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $3.72.

During the past 12 months, Safety Insurance Group's average earnings per share (NRI) Growth Rate was -17.30% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 4.20% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was -14.50% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Safety Insurance Group's EPS without NRI or its related term are showing as below:

SAFT' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -59   Med: 0.7   Max: 63.2
Current: 4.2

During the past 13 years, Safety Insurance Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 63.20% per year. The lowest was -59.00% per year. And the median was 0.70% per year.

SAFT's 3-Year EPS without NRI Growth Rate is ranked worse than
71.96% of 403 companies
in the Insurance industry
Industry Median: 16.4 vs SAFT: 4.20

Safety Insurance Group's EPS (Diluted) for the three months ended in Mar. 2026 was $-0.99. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.23.

Safety Insurance Group's EPS (Basic) for the three months ended in Mar. 2026 was $-0.99. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.24.


Safety Insurance Group  (NAS:SAFT) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Safety Insurance Group EPS without NRI Related Terms


Safety Insurance Group EPS without NRI Historical Data

* Premium members only.

The historical data trend for Safety Insurance Group's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safety Insurance Group EPS without NRI Chart

Safety Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.14 5.05 0.84 4.16 5.71

Safety Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 1.45 1.48 1.51 -0.72

SAFT vs TRUP, ASIC, UVE: EPS without NRI Comparison

For the Insurance - Property & Casualty subindustry, Safety Insurance Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Safety Insurance Group PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Safety Insurance Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Safety Insurance Group's PE Ratio without NRI falls into.


SAFT
61GF Score
Safety Insurance Group Inc SAFT
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Safety Insurance Group EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $3.72 mean?
Safety Insurance Group (SAFT) has a EPS without NRI of $3.72 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Safety Insurance Group and its competitors. According to the industry distribution chart, Safety Insurance Group ranks #290 out of 403 companies in the Insurance industry, placing it in the top 72%.
Is Safety Insurance Group's EPS without NRI too high?
Safety Insurance Group's current EPS without NRI is $3.72. The Insurance industry median EPS without NRI is 16.40. Safety Insurance Group's value of $3.72 is 77.3% below this industry median. Based on the distribution chart, Safety Insurance Group ranks #290 out of 403 companies in the Insurance industry, which is below the industry midpoint. Overall, Safety Insurance Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Safety Insurance Group's EPS without NRI compare to TRUP and ASIC?
According to the Insurance industry distribution chart, Safety Insurance Group ranks #290 out of 403 companies for EPS without NRI. This places Safety Insurance Group in the lower half of its industry. The industry median EPS without NRI is 16.40. Safety Insurance Group's value of $3.72 is 77.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.40, based on 403 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Safety Insurance Group's current EPS without NRI of $3.72 is 77.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Safety Insurance Group and its competitors. For the Insurance industry, the median EPS without NRI is 16.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Safety Insurance Group's current EPS without NRI is $3.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safety Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Safety Insurance Group (SAFT) is currently considered Modestly Undervalued. The stock's GF Value™ is $101.67, compared to a current price of $76.35 — trading 24.9% below its estimated fair value. The current EPS without NRI is $3.72 and 77.3% below the Insurance industry median of 16.40. Safety Insurance Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Safety Insurance Group (SAFT), the current EPS without NRI is $3.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Safety Insurance Group (SAFT) Overvalued in 2026?

Based on GuruFocus' analysis, Safety Insurance Group stock appears to be undervalued. The current stock price of $76.35 is trading 24.9% below its estimated GF Value™ of $101.67. GuruFocus considers Safety Insurance Group to be Modestly Undervalued.

Key valuation signals for SAFT:

  • EPS without NRI: $3.72
  • GF Value™: $101.67 vs. price of $76.35 (24.9% below fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 77.3% below the Insurance median (#290 of 403)

No single metric tells the full story. See the SAFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Safety Insurance Group Business Description

Other Exchanges SFN:Germany
Address 20 Custom House Street, Boston, MA, USA, 02110
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. The company operates in the business segment of Property and casualty insurance operations.
61GF Score

Get the complete analysis for SAFT

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.35
Price
$101.67
GF Value