Safety Insurance Group has the GF Score of 61, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Safety Insurance Group
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Safety Insurance Group (NAS:SAFT) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Safety Insurance Group GF Score Related Terms
SAFT vs TRUP, ASIC, UVE: GF Score Comparison
For the Insurance - Property & Casualty subindustry, Safety Insurance Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Safety Insurance Group GF Score vs Insurance Industry
For the Insurance industry and Financial Services sector, Safety Insurance Group's GF Score distribution charts can be found below:
* The bar in red indicates where Safety Insurance Group's GF Score falls into.
Safety Insurance Group (SAFT) has a GF Score of 61 as of Jun. 30, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Safety Insurance Group and its competitors. This is 18% below median its historical median of 74.00. Over the past decade, Safety Insurance Group's GF Score has ranged from 61.00 to 86.00.
Is Safety Insurance Group's GF Score too high?
Safety Insurance Group's current GF Score of 61 is 18% below median its 10-year median of 74.00. Over the past 10 years, this metric has ranged from a low of 61.00 to a high of 86.00. Overall, Safety Insurance Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Safety Insurance Group's GF Score compare to TRUP and ASIC?
Safety Insurance Group's GF Score of 61 can be compared against companies in the Insurance industry. Historically, Safety Insurance Group's own GF Score has ranged from 61.00 to 86.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Safety Insurance Group and its competitors. Safety Insurance Group's current GF Score is 61, which is 18% below median its own 10-year median of 74.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safety Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Safety Insurance Group (SAFT) is currently considered Modestly Undervalued. The stock's GF Value™ is $101.23, compared to a current price of $74.86 — trading 26% below its estimated fair value. The current GF Score is 61, which is 18% below median its 10-year median of 74.00. Safety Insurance Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Safety Insurance Group (SAFT), the current GF Score is 61 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Safety Insurance Group (SAFT) Overvalued in 2026?
Based on GuruFocus' analysis, Safety Insurance Group stock appears to be undervalued.
The current stock price of $74.86 is trading 26% below its estimated GF Value™ of $101.23.
GuruFocus considers Safety Insurance Group to be Modestly Undervalued.
Key valuation signals for SAFT:
GF Score: 61 (18% below median its 10-year median of 74.00)
GF Value™: $101.23 vs. price of $74.86 (26% below fair value)
No single metric tells the full story. See the SAFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. The company operates in the business segment of Property and casualty insurance operations.
61GF Score
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