* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CBU vs FFBC, MCHB, BKU: Buyback Yield % Comparison
For the Banks - Regional subindustry, Community Financial System's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Financial System Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Community Financial System's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Community Financial System's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Financial System (CBU) has a Buyback Yield % of 0.50 as of Jul. 01, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Community Financial System and its competitors. According to the industry distribution chart, Community Financial System ranks #296 out of 626 companies in the Banks industry, placing it in the top 47.3%.
Is Community Financial System's Buyback Yield % too high?
Community Financial System's current Buyback Yield % is 0.50. The Banks industry median Buyback Yield % is 0.43. Community Financial System's value of 0.50 is 16.3% above this industry median. Based on the distribution chart, Community Financial System ranks #296 out of 626 companies in the Banks industry, which is above the industry midpoint. Overall, Community Financial System has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Community Financial System's Buyback Yield % compare to FFBC and MCHB?
According to the Banks industry distribution chart, Community Financial System ranks #296 out of 626 companies for Buyback Yield %. This puts Community Financial System in the upper half of its industry. The industry median Buyback Yield % is 0.43. Community Financial System's value of 0.50 is 16.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Financial System's current Buyback Yield % of 0.50 is 16.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Community Financial System and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Financial System's current Buyback Yield % is 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Financial System stock overvalued right now?
Based on GuruFocus' analysis, Community Financial System (CBU) is currently considered Fairly Valued. The stock's GF Value™ is $64.72, compared to a current price of $68.45 — trading 5.8% above its estimated fair value. The current Buyback Yield % is 0.50 and 16.3% above the Banks industry median of 0.43. Community Financial System's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Community Financial System (CBU), the current Buyback Yield % is 0.50 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Financial System (CBU) Overvalued in 2026?
Based on GuruFocus' analysis, Community Financial System stock appears to be overvalued.
The current stock price of $68.45 is trading 5.8% above its estimated GF Value™ of $64.72.
GuruFocus considers Community Financial System to be Fairly Valued.
Key valuation signals for CBU:
Buyback Yield %: 0.50
GF Value™: $64.72 vs. price of $68.45 (5.8% above fair value)
Industry Position: 16.3% above the Banks median (#296 of 626)
No single metric tells the full story. See the CBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.
63GF Score
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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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