CBU (Community Financial System) Institutional Ownership: 88.10% (As of Jul. 09, 2026)


CBU Community Financial System Inc CBU
64 GF Score
Price $66.29
GF Value $64.85
Valuation Fairly Valued
! 4 Warning Signs
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What is Community Financial System Institutional Ownership?

Community Financial System CBU +1.50% 64 Institutional Ownership is 88.10% as of Jul. 09, 2026. GuruFocus rates CBU with a GF Score™ of 64/100 and a GF Value™ of $64.85 (Fairly Valued). The stock has 4 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Community Financial System's institutional ownership is 88.10%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Community Financial System's Insider Ownership is 4.85%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Community Financial System's Float Percentage Of Total Shares Outstanding is 72.32%.

Community Financial System Institutional Ownership Historical Data

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The historical data trend for Community Financial System's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Financial System Institutional Ownership Chart

Community Financial System Historical Data

The historical data trend for Community Financial System can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 63.95 63.66 64.13 65.21 66.56 67.86 65.68 64.83 65.23 65.38
CBU
64GF Score
Community Financial System Inc CBU
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Financial System Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 88.10% mean?
Community Financial System (CBU) has a Institutional Ownership of 88.10% as of Jul. 09, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Community Financial System and its competitors.
Is Community Financial System's Institutional Ownership too high?
Community Financial System's current Institutional Ownership is 88.10%. Overall, Community Financial System has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Community Financial System's Institutional Ownership compare to FFBC and MCHB?
Community Financial System's Institutional Ownership of 88.10% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Community Financial System and its competitors. Community Financial System's current Institutional Ownership is 88.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Financial System stock overvalued right now?
Based on GuruFocus' analysis, Community Financial System (CBU) is currently considered Fairly Valued. The stock's GF Value™ is $64.85, compared to a current price of $66.29 — trading 2.2% above its estimated fair value. The current Institutional Ownership is 88.10%. Community Financial System's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Community Financial System (CBU), the current Institutional Ownership is 88.10% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Financial System (CBU) Overvalued in 2026?

Based on GuruFocus' analysis, Community Financial System stock appears to be overvalued. The current stock price of $66.29 is trading 2.2% above its estimated GF Value™ of $64.85. GuruFocus considers Community Financial System to be Fairly Valued.

Key valuation signals for CBU:

  • Institutional Ownership: 88.10%
  • GF Value™: $64.85 vs. price of $66.29 (2.2% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the CBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Financial System Business Description

Other Exchanges CBY:Germany
Address 333 Butternut Drive, Syracuse, NY, USA, 13214-2141
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.
64GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.29
Price
$64.85
GF Value