CBU (Community Financial System) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


CBU Community Financial System Inc CBU
63 GF Score
Price $67.61
GF Value $64.77
Valuation Fairly Valued
! 5 Warning Signs
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What is Community Financial System ROC (Joel Greenblatt) %?

Community Financial System CBU -1.23% 63 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates CBU with a GF Score™ of 63/100 and a GF Value™ of $64.77 (Fairly Valued). The stock has 5 warning signs investors should review. Among 46 Banks companies, Community Financial System ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

CBU
63GF Score
Community Financial System Inc CBU
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Community Financial System (CBU) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Community Financial System and its competitors. According to the industry distribution chart, Community Financial System ranks #999999 out of 46 companies in the Banks industry.
Is Community Financial System's ROC (Joel Greenblatt) % too high?
Community Financial System's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Community Financial System ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Community Financial System has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Community Financial System's ROC (Joel Greenblatt) % compare to FFBC and MCHB?
According to the Banks industry distribution chart, Community Financial System ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Community Financial System in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Community Financial System and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Financial System's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Financial System stock overvalued right now?
Based on GuruFocus' analysis, Community Financial System (CBU) is currently considered Fairly Valued. The stock's GF Value™ is $64.77, compared to a current price of $67.61 — trading 4.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Community Financial System's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Community Financial System (CBU), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Financial System (CBU) Overvalued in 2026?

Based on GuruFocus' analysis, Community Financial System stock appears to be overvalued. The current stock price of $67.61 is trading 4.4% above its estimated GF Value™ of $64.77. GuruFocus considers Community Financial System to be Fairly Valued.

Key valuation signals for CBU:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $64.77 vs. price of $67.61 (4.4% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the CBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Financial System Business Description

Other Exchanges CBY:Germany
Address 333 Butternut Drive, Syracuse, NY, USA, 13214-2141
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.
63GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$67.61
Price
$64.77
GF Value