CBU (Community Financial System) Notes Receivable: $0.0 Mil (As of Mar. 2026)


CBU Community Financial System Inc CBU
63 GF Score
Price $67.47
GF Value $64.64
Valuation Fairly Valued
! 5 Warning Signs
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What is Community Financial System Notes Receivable?

Community Financial System CBU -0.38% 63 Notes Receivable is $0.0 Mil as of Mar. 2026. GuruFocus rates CBU with a GF Score™ of 63/100 and a GF Value™ of $64.64 (Fairly Valued). The stock has 5 warning signs investors should review.

Community Financial System's Notes Receivable for the quarter that ended in Mar. 2026 was $0.0 Mil.


Community Financial System Notes Receivable Related Terms


Community Financial System Notes Receivable Historical Data

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The historical data trend for Community Financial System's Notes Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Financial System Notes Receivable Chart

Community Financial System Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Notes Receivable
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Community Financial System Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Notes Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CBU
63GF Score
Community Financial System Inc CBU
Notes Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Financial System Notes Receivable Calculation

Notes Receivable is an unconditional promise to receive a definite sum of money at a future date(s) within one year of the balance sheet date or the normal operating cycle, whichever is longer.

Frequently Asked Questions Learn more about Notes Receivable →
What does a Notes Receivable of $0.0 Mil mean?
Community Financial System (CBU) has a Notes Receivable of $0.0 Mil as of Mar. 2026. Notes Receivable is an unconditional promise to receive a definite sum of money within one year. View historical data on Community Financial System and its competitors.
Is Community Financial System's Notes Receivable too high?
Community Financial System's current Notes Receivable is $0.0 Mil. Overall, Community Financial System has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Community Financial System's Notes Receivable compare to WSBC and BKU?
Community Financial System's Notes Receivable of $0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Notes Receivable for a Banks company?
A good Notes Receivable depends on the Banks industry context. However, Notes Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Notes Receivable mean?
A high Notes Receivable can signal that a stock is expensive relative to its fundamentals. Notes Receivable is an unconditional promise to receive a definite sum of money within one year. View historical data on Community Financial System and its competitors. Community Financial System's current Notes Receivable is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Financial System stock overvalued right now?
Based on GuruFocus' analysis, Community Financial System (CBU) is currently considered Fairly Valued. The stock's GF Value™ is $64.64, compared to a current price of $67.47 — trading 4.4% above its estimated fair value. The current Notes Receivable is $0.0 Mil. Community Financial System's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Notes Receivable calculated?
Notes Receivable is calculated from a company's financial statements. For Community Financial System (CBU), the current Notes Receivable is $0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Financial System (CBU) Overvalued in 2026?

Based on GuruFocus' analysis, Community Financial System stock appears to be overvalued. The current stock price of $67.47 is trading 4.4% above its estimated GF Value™ of $64.64. GuruFocus considers Community Financial System to be Fairly Valued.

Key valuation signals for CBU:

  • Notes Receivable: $0.0 Mil
  • GF Value™: $64.64 vs. price of $67.47 (4.4% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the CBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Financial System Business Description

Other Exchanges CBY:Germany
Address 333 Butternut Drive, Syracuse, NY, USA, 13214-2141
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.
63GF Score

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Notes Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$67.47
Price
$64.64
GF Value