CBU (Community Financial System) EPS without NRI: $4.40 (TTM As of Mar. 2026)


CBU Community Financial System Inc CBU
63 GF Score
Price $67.61
GF Value $64.74
Valuation Fairly Valued
! 5 Warning Signs
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What is Community Financial System EPS without NRI?

Community Financial System CBU -1.23% 63 EPS without NRI is $4.40 as of Mar. 2026. GuruFocus rates CBU with a GF Score™ of 63/100 and a GF Value™ of $64.74 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,412 Banks companies, Community Financial System ranks worse than 64.16% on this metric.

Community Financial System's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $1.15. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $4.40.

During the past 12 months, Community Financial System's average earnings per share (NRI) Growth Rate was 15.50% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 2.60% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 2.50% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 5.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Community Financial System's EPS without NRI or its related term are showing as below:

CBU' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -23.2   Med: 4.7   Max: 64
Current: 2.6

During the past 13 years, Community Financial System's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 64.00% per year. The lowest was -23.20% per year. And the median was 4.70% per year.

CBU's 3-Year EPS without NRI Growth Rate is ranked worse than
64.16% of 1412 companies
in the Banks industry
Industry Median: 7.3 vs CBU: 2.60

Community Financial System's EPS (Diluted) for the three months ended in Mar. 2026 was $1.08. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.12.

Community Financial System's EPS (Basic) for the three months ended in Mar. 2026 was $1.08. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.12.


Community Financial System  (NYSE:CBU) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Community Financial System EPS without NRI Related Terms


Community Financial System EPS without NRI Historical Data

* Premium members only.

The historical data trend for Community Financial System's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Financial System EPS without NRI Chart

Community Financial System Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.64 3.74 3.57 3.65 4.04

Community Financial System Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.98 1.04 1.09 1.12 1.15

CBU vs FFBC, MCHB, BKU: EPS without NRI Comparison

For the Banks - Regional subindustry, Community Financial System's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Financial System PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Community Financial System's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Community Financial System's PE Ratio without NRI falls into.


CBU
63GF Score
Community Financial System Inc CBU
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Financial System EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $4.40 mean?
Community Financial System (CBU) has a EPS without NRI of $4.40 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Community Financial System and its competitors. According to the industry distribution chart, Community Financial System ranks #906 out of 1412 companies in the Banks industry, placing it in the top 64.2%.
Is Community Financial System's EPS without NRI too high?
Community Financial System's current EPS without NRI is $4.40. The Banks industry median EPS without NRI is 7.30. Community Financial System's value of $4.40 is 39.7% below this industry median. Based on the distribution chart, Community Financial System ranks #906 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, Community Financial System has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Community Financial System's EPS without NRI compare to FFBC and MCHB?
According to the Banks industry distribution chart, Community Financial System ranks #906 out of 1412 companies for EPS without NRI. This places Community Financial System in the lower half of its industry. The industry median EPS without NRI is 7.30. Community Financial System's value of $4.40 is 39.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Financial System's current EPS without NRI of $4.40 is 39.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Community Financial System and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Financial System's current EPS without NRI is $4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Financial System stock overvalued right now?
Based on GuruFocus' analysis, Community Financial System (CBU) is currently considered Fairly Valued. The stock's GF Value™ is $64.74, compared to a current price of $67.61 — trading 4.4% above its estimated fair value. The current EPS without NRI is $4.40 and 39.7% below the Banks industry median of 7.30. Community Financial System's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Community Financial System (CBU), the current EPS without NRI is $4.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Financial System (CBU) Overvalued in 2026?

Based on GuruFocus' analysis, Community Financial System stock appears to be overvalued. The current stock price of $67.61 is trading 4.4% above its estimated GF Value™ of $64.74. GuruFocus considers Community Financial System to be Fairly Valued.

Key valuation signals for CBU:

  • EPS without NRI: $4.40
  • GF Value™: $64.74 vs. price of $67.61 (4.4% above fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 39.7% below the Banks median (#906 of 1412)

No single metric tells the full story. See the CBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Financial System Business Description

Other Exchanges CBY:Germany
Address 333 Butternut Drive, Syracuse, NY, USA, 13214-2141
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.
63GF Score

Get the complete analysis for CBU

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$67.61
Price
$64.74
GF Value