CBU (Community Financial System) LT-Debt-to-Total-Asset : 0.04 (As of Dec. 2024)

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What is Community Financial System LT-Debt-to-Total-Asset?

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Community Financial System's long-term debt to total assests ratio for the quarter that ended in Dec. 2024 was 0.04.

Community Financial System's long-term debt to total assets ratio increased from Dec. 2023 (0.03) to Dec. 2024 (0.04). It may suggest that Community Financial System is progressively becoming more dependent on debt to grow their business.

Community Financial System LT-Debt-to-Total-Asset Historical Data

The historical data trend for Community Financial System's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Community Financial System LT-Debt-to-Total-Asset Chart

Community Financial System Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

LT-Debt-to-Total-Asset

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0.01

0.03

0.04

Community Financial System Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.03	0.03	0.03	0.04	0.04

Community Financial System LT-Debt-to-Total-Asset Calculation

Community Financial System's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )	/	Total Assets (A: Dec. 2024 )
	=	619.312	/	16386.044
	=	0.04

Community Financial System's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (Q: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2024 )	/	Total Assets (Q: Dec. 2024 )
	=	619.312	/	16386.044
	=	0.04

Community Financial System (NYSE:CBU) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Community Financial System LT-Debt-to-Total-Asset Related Terms

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Community Financial System Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Community Financial System Inc (NYSE:CBU) » Definitions » LT-Debt-to-Total-Asset

Comparable Companies

Traded in Other Exchanges

CBY:Germany

Address

5790 Widewaters Parkway, DeWitt, NY, USA, 13214-1883

Website

https://www.communityfinancialsystem.com

Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services.

Executives

Jeffrey M Levy	officer: President, Commercial Banking	52 SOUTH BROAD STREET, NORWICH NY 13815
John F. Whipple	director	1692 GOODRICH AVENUE, OLEAN NY 14760
Mark J. Bolus	director	R.R. 1, BOX 412A, DALTON PA 18414
Kerrie D. Macpherson	director	5790 WIDEWATERS PARKWAY, C/O COMMUNITY BANK SYSTEM INC., DEWITT NY 13214
Dimitar Karaivanov	officer: EVP Financial Serv & Corp Dev	C/O COMMUNITY BANK SYSTEM, INC., 5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Sally A Steele	director
Brian R Ace	director
Michael N Abdo	officer: EVP and General Counsel	5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Jeffrey J Knauss	director	2438 EAST LAKE ROAD, SKANEATELES NY 13152
George J Getman	officer: Executive VP & General Counsel	7856 CAHILL ROAD, MANLIUS NY 13104
Maureen A Gillan-myer	officer: EVP, Chief Human Resources Off	C/O HSBC NORTH AMERICA, 452 FIFTH AVENUE, NEW YORK NY 10018
John Parente	director	478 SCHOOLHOUSE ROAD, TUNKHANNOCK PA 18657
Joseph Jonathon Lemchak	officer: SVP, Chief Investment Officer	4482 YOUNG ROAD, SYRACUSE NY 13215
Eric Stickels	director	182 MAIN STREET, ONEIDA NY 13421
Susan E Skerritt	director	3200 NORTHLINE AVE, SUITE 360, GREENSBORO NC 27408