CBU (Community Financial System) Interest Income: $723.1 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CBU Community Financial System Inc CBU
62 GF Score
Price $65.01
GF Value $66.02
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Community Financial System Interest Income?

Community Financial System CBU -1.26% 62 Interest Income is $723.1 Mil as of Jun. 2026. GuruFocus rates CBU with a GF Score™ of 62/100 and a GF Value™ of $66.02 (Fairly Valued). The stock has 5 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Community Financial System's interest income for the three months ended in Jun. 2026 was $184.4 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was $723.1 Mil.

Community Financial System Interest Income Historical Data

* Premium members only.

The historical data trend for Community Financial System's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Financial System Interest Income Chart

Community Financial System Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 387.42 443.73 541.39 643.53 699.28

Community Financial System Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 172.88 177.28 181.47 179.99 184.35
CBU
62GF Score
Community Financial System Inc CBU
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Financial System Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $723.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $723.1 Mil mean?
Community Financial System (CBU) has a Interest Income of $723.1 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Community Financial System and its competitors.
Is Community Financial System's Interest Income too high?
Community Financial System's current Interest Income is $723.1 Mil. Overall, Community Financial System has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Community Financial System's Interest Income compare to FFBC and NIC?
Community Financial System's Interest Income of $723.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Community Financial System and its competitors. Community Financial System's current Interest Income is $723.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Financial System stock overvalued right now?
Based on GuruFocus' analysis, Community Financial System (CBU) is currently considered Fairly Valued. The stock's GF Value™ is $66.02, compared to a current price of $65.01 — trading 1.5% below its estimated fair value. The current Interest Income is $723.1 Mil. Community Financial System's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Community Financial System (CBU), the current Interest Income is $723.1 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Financial System (CBU) Overvalued in 2026?

Based on GuruFocus' analysis, Community Financial System stock appears to be undervalued. The current stock price of $65.01 is trading 1.5% below its estimated GF Value™ of $66.02. GuruFocus considers Community Financial System to be Fairly Valued.

Key valuation signals for CBU:

  • Interest Income: $723.1 Mil
  • GF Value™: $66.02 vs. price of $65.01 (1.5% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the CBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Financial System Business Description

Other Exchanges CBY:Germany
Address 333 Butternut Drive, Syracuse, NY, USA, 13214-2141
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.
62GF Score

Get the complete analysis for CBU

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.01
Price
$66.02
GF Value