CBU (Community Financial System) Quality Rank


CBU Community Financial System Inc CBU
63 GF Score
Price $67.61
GF Value $64.77
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Community Financial System Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Community Financial System Quality Rank Related Terms

CBU
63GF Score
Community Financial System Inc CBU
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Community Financial System (CBU) Overvalued in 2026?

Based on GuruFocus' analysis, Community Financial System stock appears to be overvalued. The current stock price of $67.61 is trading 4.4% above its estimated GF Value™ of $64.77. GuruFocus considers Community Financial System to be Fairly Valued.

Key valuation signals for CBU:

  • Quality Rank:
  • GF Value™: $64.77 vs. price of $67.61 (4.4% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the CBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Financial System Business Description

Other Exchanges CBY:Germany
Address 333 Butternut Drive, Syracuse, NY, USA, 13214-2141
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.
63GF Score

Get the complete analysis for CBU

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$67.61
Price
$64.77
GF Value