ISBA (Isabella Bank) Buyback Yield %: 0.88 (As of Jun. 30, 2026) — 10% Above Median


ISBA Isabella Bank Corp ISBA
61 GF Score
Price $40.53
GF Value $28.32
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Isabella Bank Buyback Yield %?

Isabella Bank ISBA -0.60% 61 Buyback Yield % is 0.88 as of Jun. 30, 2026, which is 10% above its 10-year median of 0.80. GuruFocus rates ISBA with a GF Score™ of 61/100 and a GF Value™ of $28.32 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 626 Banks companies, Isabella Bank ranks better than 61.18% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Isabella Bank's current buyback yield was 0.88%.


Isabella Bank Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Isabella Bank's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isabella Bank Buyback Yield % Chart

Isabella Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.95 0.31 2.17 1.52 0.92

Isabella Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.66 1.58 1.12 0.92 0.80

ISBA vs NASB, FUNC, VLNT: Buyback Yield % Comparison

For the Banks - Regional subindustry, Isabella Bank's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isabella Bank Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Isabella Bank's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Isabella Bank's Buyback Yield % falls into.


ISBA
61GF Score
Isabella Bank Corp ISBA
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Isabella Bank Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Isabella Bank's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-4.709 + 1.331) / 366.1
=0.92%

Isabella Bank's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-3.966 + 1.345) / 329.00668
=0.80%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.88 mean?
Isabella Bank (ISBA) has a Buyback Yield % of 0.88 as of Jun. 30, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Isabella Bank and its competitors. This is 10% above median its historical median of 0.80. According to the industry distribution chart, Isabella Bank ranks #243 out of 626 companies in the Banks industry, placing it in the top 38.8%.
Is Isabella Bank's Buyback Yield % too high?
Isabella Bank's current Buyback Yield % of 0.88 is 10% above median its 10-year median of 0.80. The Banks industry median Buyback Yield % is 0.43. Isabella Bank's value of 0.88 is 104.7% above this industry median. Based on the distribution chart, Isabella Bank ranks #243 out of 626 companies in the Banks industry, which is above the industry midpoint. Overall, Isabella Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Isabella Bank's Buyback Yield % compare to NASB and FUNC?
According to the Banks industry distribution chart, Isabella Bank ranks #243 out of 626 companies for Buyback Yield %. This puts Isabella Bank in the upper half of its industry. The industry median Buyback Yield % is 0.43. Isabella Bank's value of 0.88 is 104.7% above this benchmark. While the company's 10-year median is 0.80 vs. the industry median of 0.43, Isabella Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isabella Bank's current Buyback Yield % of 0.88 is 104.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Isabella Bank and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isabella Bank's current Buyback Yield % is 0.88, which is 10% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isabella Bank stock overvalued right now?
Based on GuruFocus' analysis, Isabella Bank (ISBA) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.32, compared to a current price of $40.53 — trading 43.1% above its estimated fair value. The current Buyback Yield % is 0.88, which is 10% above median its 10-year median of 0.80 and 104.7% above the Banks industry median of 0.43. Isabella Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Isabella Bank (ISBA), the current Buyback Yield % is 0.88 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isabella Bank (ISBA) Overvalued in 2026?

Based on GuruFocus' analysis, Isabella Bank stock appears to be overvalued. The current stock price of $40.53 is trading 43.1% above its estimated GF Value™ of $28.32. GuruFocus considers Isabella Bank to be Significantly Overvalued.

Key valuation signals for ISBA:

  • Buyback Yield %: 0.88 (10% above median its 10-year median of 0.80)
  • GF Value™: $28.32 vs. price of $40.53 (43.1% above fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 104.7% above the Banks median (#243 of 626)

No single metric tells the full story. See the ISBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isabella Bank Business Description

Address 401 North Main Street, Mount Pleasant, MI, USA, 48858
Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. The company's lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. It also offers full-service trust and brokerage services.
61GF Score

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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.53
Price
$28.32
GF Value