ISBA (Isabella Bank) Cash per Share: $3.32 (As of Mar. 2026)

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Isabella Bank Corp ISBA

66 GF Score

Price $36.55

GF Value $28.77

Valuation Modestly Overvalued

3 Warning Signs

View Full Analysis

What is Isabella Bank Cash per Share?

Isabella Bank ISBA -3.46% 66 Cash per Share is $3.32 as of Mar. 2026. GuruFocus rates ISBA with a GF Score™ of 66/100 and a GF Value™ of $28.77 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Isabella Bank's Cash per Share for the quarter that ended in Mar. 2026 was $3.32.

Isabella Bank (NAS:ISBA) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

Isabella Bank Cash per Share Related Terms

Isabella Bank Cash per Share Historical Data

* Premium members only.

The historical data trend for Isabella Bank's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isabella Bank Cash per Share Chart

Isabella Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Cash per Share

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13.98

5.15

4.59

3.37

3.56

Isabella Bank Quarterly Data
	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26	Jun26
Cash per Share	Get a 7-Day Free Trial															14.75	21.94	3.56	3.32	5.80

66GF Score

Isabella Bank Corp ISBA

Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.

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Isabella Bank Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Isabella Bank's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	26.041	/	7.32
	=	3.56

Isabella Bank's Cash per Share for the quarter that ended in Mar. 2026 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	23.896	/	7.20
	=	3.32

Frequently Asked Questions Learn more about Cash per Share →

What does a Cash per Share of $3.32 mean?

Isabella Bank (ISBA) has a Cash per Share of $3.32 as of Mar. 2026. Cash per share is the per-share value of a company's available cash. View historical data for Isabella Bank and its competitors.

Is Isabella Bank's Cash per Share too high?

Isabella Bank's current Cash per Share is $3.32. Overall, Isabella Bank has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Isabella Bank's Cash per Share compare to NASB and FUNC?

Isabella Bank's Cash per Share of $3.32 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Cash per Share for a Banks company?

A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Cash per Share mean?

A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Isabella Bank and its competitors. Isabella Bank's current Cash per Share is $3.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Isabella Bank stock overvalued right now?

Based on GuruFocus' analysis, Isabella Bank (ISBA) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.77, compared to a current price of $36.55 — trading 27% above its estimated fair value. The current Cash per Share is $3.32. Isabella Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Cash per Share calculated?

Cash per Share is calculated from a company's financial statements. For Isabella Bank (ISBA), the current Cash per Share is $3.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isabella Bank (ISBA) Overvalued in 2026?

Based on GuruFocus' analysis, Isabella Bank stock appears to be overvalued. The current stock price of $36.55 is trading 27% above its estimated GF Value™ of $28.77. GuruFocus considers Isabella Bank to be Modestly Overvalued.

Key valuation signals for ISBA:

Cash per Share: $3.32
GF Value™: $28.77 vs. price of $36.55 (27% above fair value)
GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the ISBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Isabella Bank Business Description

Industry Financial Services Banks

Comparable Companies NASB FUNC VLNT FNRN WNEB CCFN FDBC EXSR CSHX LRBI SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 401 North Main Street, Mount Pleasant, MI, USA, 48858

Website https://www.isabellabank.com

Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. The company's lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. It also offers full-service trust and brokerage services.

66GF Score

Get the complete analysis for ISBA

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.55

Price

$28.77

GF Value

View ISBA Analysis

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