ISBA (Isabella Bank) Net Loan: $1,545.29 Mil (As of Mar. 2026)


ISBA Isabella Bank Corp ISBA
56 GF Score
Price $39.12
GF Value $28.60
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Isabella Bank Net Loan?

Isabella Bank ISBA +0.18% 56 Net Loan is $1,545.29 Mil as of Mar. 2026. GuruFocus rates ISBA with a GF Score™ of 56/100 and a GF Value™ of $28.60 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Isabella Bank's quarterly net loan increased from Sep. 2025 ($1,419.49 Mil) to Dec. 2025 ($1,523.06 Mil) and increased from Dec. 2025 ($1,523.06 Mil) to Mar. 2026 ($1,545.29 Mil).

Isabella Bank's annual net loan increased from Dec. 2023 ($1,336.36 Mil) to Dec. 2024 ($1,523.06 Mil) and increased from Dec. 2024 ($1,523.06 Mil) to Dec. 2025 ($1,545.29 Mil).

Isabella Bank Net Loan Historical Data

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The historical data trend for Isabella Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isabella Bank Net Loan Chart

Isabella Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,293.67 1,254.70 1,336.36 1,410.92 1,523.06

Isabella Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,355.12 1,384.59 1,419.49 1,523.06 1,545.29
ISBA
56GF Score
Isabella Bank Corp ISBA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Isabella Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,545.29 Mil mean?
Isabella Bank (ISBA) has a Net Loan of $1,545.29 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Isabella Bank and its competitors.
Is Isabella Bank's Net Loan too high?
Isabella Bank's current Net Loan is $1,545.29 Mil. Overall, Isabella Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Isabella Bank's Net Loan compare to NASB and FUNC?
Isabella Bank's Net Loan of $1,545.29 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Isabella Bank and its competitors. Isabella Bank's current Net Loan is $1,545.29 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isabella Bank stock overvalued right now?
Based on GuruFocus' analysis, Isabella Bank (ISBA) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.60, compared to a current price of $39.12 — trading 36.8% above its estimated fair value. The current Net Loan is $1,545.29 Mil. Isabella Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Isabella Bank (ISBA), the current Net Loan is $1,545.29 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isabella Bank (ISBA) Overvalued in 2026?

Based on GuruFocus' analysis, Isabella Bank stock appears to be overvalued. The current stock price of $39.12 is trading 36.8% above its estimated GF Value™ of $28.60. GuruFocus considers Isabella Bank to be Significantly Overvalued.

Key valuation signals for ISBA:

  • Net Loan: $1,545.29 Mil
  • GF Value™: $28.60 vs. price of $39.12 (36.8% above fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the ISBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Isabella Bank Business Description

Address 401 North Main Street, Mount Pleasant, MI, USA, 48858
Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. The company's lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. It also offers full-service trust and brokerage services.
56GF Score

Get the complete analysis for ISBA

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.12
Price
$28.60
GF Value