ISBA (Isabella Bank) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


ISBA Isabella Bank Corp ISBA
53 GF Score
Price $40.83
GF Value $28.43
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Isabella Bank ROC (Joel Greenblatt) %?

Isabella Bank ISBA +0.55% 53 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates ISBA with a GF Score™ of 53/100 and a GF Value™ of $28.43 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 47 Banks companies, Isabella Bank ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ISBA
53GF Score
Isabella Bank Corp ISBA
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Isabella Bank (ISBA) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Isabella Bank and its competitors. According to the industry distribution chart, Isabella Bank ranks #999999 out of 47 companies in the Banks industry.
Is Isabella Bank's ROC (Joel Greenblatt) % too high?
Isabella Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Isabella Bank ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Isabella Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Isabella Bank's ROC (Joel Greenblatt) % compare to NASB and FUNC?
According to the Banks industry distribution chart, Isabella Bank ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Isabella Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 71.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 71.07, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Isabella Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 71.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isabella Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isabella Bank stock overvalued right now?
Based on GuruFocus' analysis, Isabella Bank (ISBA) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.43, compared to a current price of $40.83 — trading 43.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Isabella Bank's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Isabella Bank (ISBA), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isabella Bank (ISBA) Overvalued in 2026?

Based on GuruFocus' analysis, Isabella Bank stock appears to be overvalued. The current stock price of $40.83 is trading 43.6% above its estimated GF Value™ of $28.43. GuruFocus considers Isabella Bank to be Significantly Overvalued.

Key valuation signals for ISBA:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $28.43 vs. price of $40.83 (43.6% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the ISBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Isabella Bank Business Description

Address 401 North Main Street, Mount Pleasant, MI, USA, 48858
Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. The company's lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. It also offers full-service trust and brokerage services.
53GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.83
Price
$28.43
GF Value