MBBC (Marathon Bancorp) Capital Adequacy Tier - Leverage Ratio %: 15.35% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MBBC Marathon Bancorp Inc MBBC
57 GF Score
Price $15.00
GF Value $10.85
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Marathon Bancorp Capital Adequacy Tier - Leverage Ratio %?

Marathon Bancorp MBBC -1.70% 57 Capital Adequacy Tier - Leverage Ratio % is 15.35% as of Mar. 2026. GuruFocus rates MBBC with a GF Score™ of 57/100 and a GF Value™ of $10.85 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

Marathon Bancorp's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Mar. 2026 was 15.35% , which is higher than 15.27% for the pervious quarter ended in Dec. 2025.

Marathon Bancorp's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Jun. 2025 was 15.21% , which is higher than 13.04% for the pervious year ended in Jun. 2024.

The historical rank and industry rank for Marathon Bancorp's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

MBBC's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Marathon Bancorp  (NAS:MBBC) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Marathon Bancorp Capital Adequacy Tier - Leverage Ratio % Related Terms


Marathon Bancorp Capital Adequacy Tier - Leverage Ratio % Historical Data

* Premium members only.

The historical data trend for Marathon Bancorp's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marathon Bancorp Capital Adequacy Tier - Leverage Ratio % Chart

Marathon Bancorp Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Capital Adequacy Tier - Leverage Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Marathon BancorpQuarterly Data
Trend Dec20 Mar21 Sep21 Dec21 Mar22 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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MBBC vs HCBC, HFBA, TMAK: Capital Adequacy Tier - Leverage Ratio % Comparison

For the Banks - Regional subindustry, Marathon Bancorp's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MBBC
57GF Score
Marathon Bancorp Inc MBBC
Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marathon Bancorp  (NAS:MBBC) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Capital Adequacy Tier - Leverage Ratio % of 15.35% mean?
Marathon Bancorp (MBBC) has a Capital Adequacy Tier - Leverage Ratio % of 15.35% as of Mar. 2026. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Marathon Bancorp and its competitors.
Is Marathon Bancorp's Capital Adequacy Tier - Leverage Ratio % too high?
Marathon Bancorp's current Capital Adequacy Tier - Leverage Ratio % is 15.35%. Overall, Marathon Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Capital Adequacy Tier - Leverage Ratio % compare to HCBC and HFBA?
Marathon Bancorp's Capital Adequacy Tier - Leverage Ratio % of 15.35% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capital Adequacy Tier - Leverage Ratio % for a Banks company?
A good Capital Adequacy Tier - Leverage Ratio % depends on the Banks industry context. However, Capital Adequacy Tier - Leverage Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capital Adequacy Tier - Leverage Ratio % mean?
A high Capital Adequacy Tier - Leverage Ratio % can signal that a stock is expensive relative to its fundamentals. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Marathon Bancorp and its competitors. Marathon Bancorp's current Capital Adequacy Tier - Leverage Ratio % is 15.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.85, compared to a current price of $15.00 — trading 38.2% above its estimated fair value. The current Capital Adequacy Tier - Leverage Ratio % is 15.35%. Marathon Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capital Adequacy Tier - Leverage Ratio % calculated?
Capital Adequacy Tier - Leverage Ratio % is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Capital Adequacy Tier - Leverage Ratio % is 15.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marathon Bancorp (MBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued. The current stock price of $15.00 is trading 38.2% above its estimated GF Value™ of $10.85. GuruFocus considers Marathon Bancorp to be Significantly Overvalued.

Key valuation signals for MBBC:

  • Capital Adequacy Tier - Leverage Ratio %: 15.35%
  • GF Value™: $10.85 vs. price of $15.00 (38.2% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marathon Bancorp Business Description

Address 500 Scott Street, Wausau, WI, USA, 54403
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
57GF Score

Get the complete analysis for MBBC

Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.00
Price
$10.85
GF Value