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Marathon BancorpMBBC -1.77%57 Debt-to-Equity is 0.51 as of Mar. 2026, which is 24% above its 10-year median of 0.41. GuruFocus rates MBBC with a GF Score™ of 57/100 and a GF Value™ of $11.02 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,423 Banks companies, Marathon Bancorp ranks better than 53.06% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Marathon Bancorp's Debt-to-Equity or its related term are showing as below:
MBBC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.41 Max: 0.74
Current: 0.51
During the past 6 years, the highest Debt-to-Equity Ratio of Marathon Bancorp was 0.74. The lowest was 0.01. And the median was 0.41.
MBBC's Debt-to-Equity is ranked better than 53.06% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs MBBC: 0.51
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Marathon Bancorp Debt-to-Equity Related Terms
Marathon Bancorp Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Marathon Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBBC vs UNBK, WDFN, LUMB: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Marathon Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marathon Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Marathon Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Marathon Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Marathon Bancorp (MBBC) has a Debt-to-Equity of 0.51 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Marathon Bancorp and its competitors. This is 24% above median its historical median of 0.41. Over the past decade, Marathon Bancorp's Debt-to-Equity has ranged from 0.01 to 0.74. According to the industry distribution chart, Marathon Bancorp ranks #668 out of 1423 companies in the Banks industry, placing it in the top 46.9%.
Is Marathon Bancorp's Debt-to-Equity too high?
Marathon Bancorp's current Debt-to-Equity of 0.51 is 24% above median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.74. The Banks industry median Debt-to-Equity is 0.56. Marathon Bancorp's value of 0.51 is 8.9% below this industry median. Based on the distribution chart, Marathon Bancorp ranks #668 out of 1423 companies in the Banks industry, which is above the industry midpoint. Overall, Marathon Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Debt-to-Equity compare to UNBK and WDFN?
According to the Banks industry distribution chart, Marathon Bancorp ranks #668 out of 1423 companies for Debt-to-Equity. This puts Marathon Bancorp in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Marathon Bancorp's value of 0.51 is 8.9% below this benchmark. Historically, Marathon Bancorp's own Debt-to-Equity has ranged from 0.01 to 0.74 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.56, Marathon Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marathon Bancorp's current Debt-to-Equity of 0.51 is 8.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Marathon Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marathon Bancorp's current Debt-to-Equity is 0.51, which is 24% above median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.02, compared to a current price of $15.02 — trading 36.3% above its estimated fair value. The current Debt-to-Equity is 0.51, which is 24% above median its 10-year median of 0.41 and 8.9% below the Banks industry median of 0.56. Marathon Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Debt-to-Equity is 0.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marathon Bancorp (MBBC) Overvalued in 2026?
Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued.
The current stock price of $15.02 is trading 36.3% above its estimated GF Value™ of $11.02.
GuruFocus considers Marathon Bancorp to be Significantly Overvalued.
Key valuation signals for MBBC:
Debt-to-Equity: 0.51 (24% above median its 10-year median of 0.41)
GF Value™: $11.02 vs. price of $15.02 (36.3% above fair value)
Industry Position: 8.9% below the Banks median (#668 of 1423)
No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
57GF Score
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