MBBC (Marathon Bancorp) EV-to-OCF: 41.11 (As of Aug. 11, 2026) — 51% Above Median

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MBBC Marathon Bancorp Inc MBBC
60 GF Score
Price $14.54
GF Value $10.89
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Marathon Bancorp EV-to-OCF?

Marathon Bancorp MBBC -2.84% 60 EV-to-OCF is 41.11 as of Aug. 11, 2026, which is 51% above its 10-year median of 27.15. GuruFocus rates MBBC with a GF Score™ of 60/100 and a GF Value™ of $10.89 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,499 Banks companies, Marathon Bancorp ranks worse than 94.6% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Marathon Bancorp's Enterprise Value is $63.47 Mil. Marathon Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $1.54 Mil. Therefore, Marathon Bancorp's EV-to-OCF for today is 41.11.

The historical rank and industry rank for Marathon Bancorp's EV-to-OCF or its related term are showing as below:

MBBC' s EV-to-OCF Range Over the Past 10 Years
Min: 9.73   Med: 27.15   Max: 126.46
Current: 41.11

During the past 6 years, the highest EV-to-OCF of Marathon Bancorp was 126.46. The lowest was 9.73. And the median was 27.15.

MBBC's EV-to-OCF is ranked worse than
94.6% of 1499 companies
in the Banks industry
Industry Median: 4 vs MBBC: 41.11

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-11), Marathon Bancorp's stock price is $14.535. Marathon Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.430. Therefore, Marathon Bancorp's PE Ratio (TTM) for today is 33.80.


Marathon Bancorp  (NAS:MBBC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Marathon Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=14.535/0.430
=33.80

Marathon Bancorp's share price for today is $14.535.
Marathon Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.430.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Marathon Bancorp EV-to-OCF Related Terms


Marathon Bancorp EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Marathon Bancorp's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marathon Bancorp EV-to-OCF Chart

Marathon Bancorp Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-OCF
Get a 7-Day Free Trial 28.85 24.61 11.18 69.70 28.84

Marathon Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.47 28.84 43.83 23.11 39.18

MBBC vs HCBC, HFBA, TMAK: EV-to-OCF Comparison

For the Banks - Regional subindustry, Marathon Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marathon Bancorp EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Marathon Bancorp's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Marathon Bancorp's EV-to-OCF falls into.


MBBC
60GF Score
Marathon Bancorp Inc MBBC
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Marathon Bancorp EV-to-OCF Calculation

Marathon Bancorp's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=63.474/1.544
=41.11

Marathon Bancorp's current Enterprise Value is $63.47 Mil.
Marathon Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.54 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 41.11 mean?
Marathon Bancorp (MBBC) has a EV-to-OCF of 41.11 as of Aug. 11, 2026. This is 51% above median its historical median of 27.15. Over the past decade, Marathon Bancorp's EV-to-OCF has ranged from 9.73 to 126.46. According to the industry distribution chart, Marathon Bancorp ranks #1418 out of 1499 companies in the Banks industry, placing it in the top 94.6%.
Is Marathon Bancorp's EV-to-OCF too high?
Marathon Bancorp's current EV-to-OCF of 41.11 is 51% above median its 10-year median of 27.15. Over the past 10 years, this metric has ranged from a low of 9.73 to a high of 126.46. The Banks industry median EV-to-OCF is 4.00. Marathon Bancorp's value of 41.11 is 927.8% above this industry median. Based on the distribution chart, Marathon Bancorp ranks #1418 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Marathon Bancorp has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's EV-to-OCF compare to HCBC and HFBA?
According to the Banks industry distribution chart, Marathon Bancorp ranks #1418 out of 1499 companies for EV-to-OCF. This places Marathon Bancorp in the lower half of its industry. The industry median EV-to-OCF is 4.00. Marathon Bancorp's value of 41.11 is 927.8% above this benchmark. Historically, Marathon Bancorp's own EV-to-OCF has ranged from 9.73 to 126.46 over the past decade. While the company's 10-year median is 27.15 vs. the industry median of 4.00, Marathon Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.00, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marathon Bancorp's current EV-to-OCF of 41.11 is 927.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marathon Bancorp's current EV-to-OCF is 41.11, which is 51% above median its own 10-year median of 27.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.89, compared to a current price of $14.54 — trading 33.5% above its estimated fair value. The current EV-to-OCF is 41.11, which is 51% above median its 10-year median of 27.15 and 927.8% above the Banks industry median of 4.00. Marathon Bancorp's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current EV-to-OCF is 41.11 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marathon Bancorp (MBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued. The current stock price of $14.54 is trading 33.5% above its estimated GF Value™ of $10.89. GuruFocus considers Marathon Bancorp to be Significantly Overvalued.

Key valuation signals for MBBC:

  • EV-to-OCF: 41.11 (51% above median its 10-year median of 27.15)
  • GF Value™: $10.89 vs. price of $14.54 (33.5% above fair value)
  • GF Score™: 60/100 with 5 warning signs
  • Industry Position: 927.8% above the Banks median (#1418 of 1499)

No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marathon Bancorp Business Description

Address 500 Scott Street, Wausau, WI, USA, 54403
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
60GF Score

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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.54
Price
$10.89
GF Value